Flood history · New Jersey

Flood insurance claims in New Jersey

201,070 claims and $6.2 billion paid since 1978. Find your ZIP code.

201,070claims since 1978

$6.2 billionpaid to policyholders

282ZIP codes with 50+ claims

Claims by year

Biggest flood events

Event (top events per ZIP)	Year	Claims
Hurricane Sandy	2012	74,681
Unnamed flooding	1996	19,515
Hurricane Irene	2011	17,863
December Storm - Nor'easter	1992	16,383
Hurricane Floyd	1999	6,898
Hurricane Ida	2021	6,565
April 2007 Nor'easter	2007	6,206
March 2010 Nor'easter	2010	4,779

New Jersey ZIP codes by flood claims

ZIP codes with at least 50 claims. Select one for its full history.

ZIP	Place	County	Claims	Paid	Last 10 yrs
08008	Beach Haven	Ocean	14,178	$409.9 million	158
08226	Ocean City	Cape May	9,482	$183.3 million	53
08260	Wildwood	Cape May	8,825	$102.0 million	64
07470	Wayne	Passaic	6,425	$122.8 million	240
08401	Atlantic City	Atlantic	5,943	$116.2 million	104
08087	Tuckerton	Ocean	5,368	$225.9 million	27
08753	Toms River	Ocean	4,912	$277.2 million	58
08050	Manahawkin	Ocean	4,649	$241.7 million	49
08735	Lavallette	Ocean	4,430	$238.7 million	26
08203	Brigantine	Atlantic	4,193	$92.9 million	21
08742	Point Pleasant Beach	Ocean	4,081	$231.0 million	32
08406	Ventnor City	Atlantic	3,936	$87.4 million	64
07035	Lincoln Park	Morris	3,380	$66.2 million	106
08402	Margate City	Atlantic	3,142	$74.3 million	16
08243	Sea Isle City	Cape May	2,967	$37.8 million	29
07760	Rumson	Monmouth	2,928	$147.2 million	31
08751	Seaside Heights	Ocean	2,777	$199.8 million	24
07424	Little Falls	Passaic	2,569	$53.6 million	334
07442	Pompton Lakes	Passaic	2,568	$54.5 million	80
08723	Brick	Ocean	2,491	$156.8 million	25
08202	Avalon	Cape May	2,366	$28.4 million	16
08736	Manasquan	Monmouth	2,240	$102.9 million	42
07030	Hoboken	Hudson	2,215	$56.4 million	333
07004	Fairfield	Essex	2,089	$70.3 million	131
08805	Bound Brook	Somerset	1,962	$66.0 million	50
07735	Keyport	Monmouth	1,797	$90.7 million	16
08835	Manville	Somerset	1,787	$72.3 million	280
07643	Little Ferry	Bergen	1,750	$43.4 million	123
07732	Highlands	Monmouth	1,742	$74.1 million	16
07750	Monmouth Beach	Monmouth	1,661	$106.5 million	4
07016	Cranford	Union	1,651	$53.2 million	327
08247	Stone Harbor	Cape May	1,539	$22.0 million	8
08731	Forked River	Ocean	1,522	$34.0 million	23
08721	Bayville	Ocean	1,503	$57.6 million	31
08204	Cape May	Cape May	1,482	$12.1 million	12
08752	Seaside Park	Ocean	1,442	$47.6 million	16
07440	Pequannock	Morris	1,428	$34.7 million	38
07740	Long Branch	Monmouth	1,394	$53.0 million	42
07734	Keansburg	Monmouth	1,367	$46.7 million	26
08403	Longport	Atlantic	1,335	$38.5 million	4
08738	Mantoloking	Ocean	1,331	$157.7 million	9
07302	Jersey City	Hudson	1,109	$31.5 million	172
08846	Middlesex	Middlesex	1,095	$33.9 million	224
07065	Rahway	Union	1,035	$28.0 million	232
07644	Lodi	Bergen	1,004	$25.0 million	116
07758	Port Monmouth	Monmouth	998	$36.5 million	12
07062	Plainfield	Union	983	$10.8 million	326
07757	Oceanport	Monmouth	965	$58.6 million	8
08618	Trenton	Mercer	948	$7.5 million	24
07662	Rochelle Park	Bergen	914	$31.5 million	187
08232	Pleasantville	Atlantic	881	$30.9 million	101
07834	Denville	Morris	879	$18.3 million	73
07675	Westwood	Bergen	842	$22.1 million	107
07444	Pompton Plains	Morris	836	$32.0 million	22
07646	New Milford	Bergen	822	$30.6 million	166
07057	Wallington	Bergen	732	$13.5 million	118
08812	Dunellen	Middlesex	710	$14.8 million	220
07801	Dover	Morris	674	$8.4 million	40
07060	Plainfield	Union	668	$11.8 million	299
07436	Oakland	Bergen	664	$10.4 million	13
08758	Waretown	Ocean	652	$19.8 million	11
08724	Brick	Ocean	638	$32.7 million	18
07003	Bloomfield	Essex	626	$10.5 million	215
08865	Phillipsburg	Warren	623	$20.9 million	9
08734	Lanoka Harbor	Ocean	580	$15.4 million	8
08739	Normandy Beach	Ocean	572	$41.8 million	7
07719	Belmar	Monmouth	570	$22.5 million	40
07762	Spring Lake	Monmouth	564	$17.0 million	14
07522	Paterson	Passaic	555	$7.2 million	51
07512	Totowa	Passaic	548	$8.9 million	60
07071	Lyndhurst	Bergen	519	$15.2 million	98
08530	Lambertville	Hunterdon	517	$13.6 million	119
07203	Roselle	Union	497	$8.8 million	81
07034	Lake Hiawatha	Morris	496	$9.7 million	4
07601	Hackensack	Bergen	494	$20.0 million	119
07083	Union	Union	470	$10.2 million	124
07094	Secaucus	Hudson	459	$15.3 million	73
07663	Saddle Brook	Bergen	447	$13.3 million	79
08882	South River	Middlesex	433	$14.2 million	9
07502	Paterson	Passaic	432	$3.0 million	42
08740	Ocean Gate	Ocean	425	$16.8 million	7
07642	Hillsdale	Bergen	423	$6.9 million	47
08210	Cape May Court House	Cape May	423	$5.3 million	7
07081	Springfield	Union	422	$9.1 million	89
07450	Ridgewood	Bergen	414	$6.4 million	58
08069	Penns Grove	Salem	414	$7.0 million	44
08876	Somerville	Somerset	409	$26.4 million	75
07080	South Plainfield	Middlesex	404	$10.1 million	119
07739	Little Silver	Monmouth	400	$33.6 million	6
07631	Englewood	Bergen	400	$14.6 million	171
08244	Somers Point	Atlantic	382	$7.4 million	10
08005	Barnegat	Ocean	380	$10.2 million	11
07753	Neptune	Monmouth	377	$21.1 million	17
07410	Fair Lawn	Bergen	373	$6.1 million	28
07074	Moonachie	Bergen	371	$35.5 million	30
07036	Linden	Union	366	$8.3 million	113
07026	Garfield	Bergen	362	$5.9 million	56
08248	Strathmere	Cape May	359	$7.3 million	26
07305	Jersey City	Hudson	349	$10.6 million	71
08559	Stockton	Hunterdon	348	$10.5 million	45
08638	Trenton	Mercer	348	$12.5 million	28
08016	Burlington	Burlington	344	$1.0 million	88
07041	Millburn	Essex	327	$13.1 million	81
07076	Scotch Plains	Union	322	$6.9 million	95
07110	Nutley	Essex	314	$6.8 million	90
08872	Sayreville	Middlesex	310	$15.6 million	4
07717	Avon By The Sea	Monmouth	308	$14.4 million	6
08105	Camden	Camden	301	$986,667	38
07095	Woodbridge	Middlesex	292	$6.7 million	25
07039	Livingston	Essex	290	$3.6 million	53
07032	Kearny	Hudson	286	$32.6 million	23
07073	East Rutherford	Bergen	282	$12.1 million	42
08844	Hillsborough	Somerset	281	$14.9 million	71
07718	Belford	Monmouth	279	$7.9 million	5
08060	Mount Holly	Burlington	271	$3.9 million	44
07070	Rutherford	Bergen	271	$7.4 million	37
08540	Princeton	Mercer	270	$9.4 million	55
07506	Hawthorne	Passaic	269	$4.6 million	11
07660	Ridgefield Park	Bergen	267	$4.4 million	22
08070	Pennsville	Salem	267	$1.6 million	15
08854	Piscataway	Middlesex	266	$12.8 million	90
07052	West Orange	Essex	266	$2.4 million	54
08619	Trenton	Mercer	263	$4.2 million	18
08807	Bridgewater	Somerset	258	$8.2 million	71
08055	Medford	Burlington	257	$4.3 million	49
07067	Colonia	Middlesex	243	$7.3 million	63
07008	Carteret	Middlesex	239	$4.5 million	53
07205	Hillside	Union	238	$3.1 million	35
07109	Belleville	Essex	236	$12.1 million	70
07063	Plainfield	Union	235	$3.6 million	68
08006	Barnegat Light	Ocean	234	$1.7 million	6
08092	West Creek	Ocean	229	$6.6 million	3
07072	Carlstadt	Bergen	227	$27.9 million	24
07050	Orange	Essex	225	$2.1 million	71
07430	Mahwah	Bergen	224	$3.9 million	14
08730	Brielle	Monmouth	216	$10.9 million	3
07304	Jersey City	Hudson	216	$5.1 million	48
07823	Belvidere	Warren	215	$3.1 million	8
07748	Middletown	Monmouth	213	$2.6 million	26
08077	Riverton	Burlington	213	$1.8 million	55
08234	Egg Harbor Township	Atlantic	212	$5.9 million	10
07755	Oakhurst	Monmouth	204	$4.1 million	35
08048	Lumberton	Burlington	203	$7.0 million	20
08648	Lawrence Township	Mercer	195	$8.8 million	36
07042	Montclair	Essex	194	$1.9 million	56
07033	Kenilworth	Union	194	$2.4 million	39
07712	Asbury Park	Monmouth	192	$6.1 million	29
08321	Fortescue	Cumberland	191	$3.9 million	7
08075	Riverside	Burlington	191	$1.6 million	19
07652	Paramus	Bergen	187	$4.0 million	36
08037	Hammonton	Atlantic	183	$5.6 million	4
08345	Newport	Cumberland	182	$3.3 million	16
07737	Leonardo	Monmouth	181	$6.1 million	2
07002	Bayonne	Hudson	172	$3.9 million	73
07105	Newark	Essex	170	$19.5 million	31
08330	Mays Landing	Atlantic	166	$3.4 million	2
08831	Monroe Township	Middlesex	163	$6.1 million	37
07621	Bergenfield	Bergen	161	$901,117	30
08201	Absecon	Atlantic	161	$4.8 million	18
07047	North Bergen	Hudson	160	$6.1 million	23
07980	Stirling	Morris	159	$3.2 million	26
07458	Saddle River	Bergen	159	$1.9 million	24
08088	Vincentown	Burlington	158	$3.2 million	24
07054	Parsippany	Morris	158	$3.8 million	13
07111	Irvington	Essex	153	$1.8 million	48
08251	Villas	Cape May	149	$789,600	8
07832	Columbia	Warren	146	$4.9 million	5
07208	Elizabeth	Union	145	$554,152	12
07066	Clark	Union	142	$2.7 million	48
07628	Dumont	Bergen	140	$987,063	36
07040	Maplewood	Essex	140	$2.0 million	30
07726	Englishtown	Monmouth	139	$2.2 million	22
07055	Passaic	Passaic	139	$16.3 million	38
07657	Ridgefield	Bergen	138	$3.5 million	78
08104	Camden	Camden	134	$436,280	17
08107	Oaklyn	Camden	132	$717,046	24
07711	Allenhurst	Monmouth	131	$4.5 million	14
08750	Sea Girt	Monmouth	130	$3.4 million	6
07866	Rockaway	Morris	130	$1.8 million	6
08825	Frenchtown	Hunterdon	130	$3.1 million	9
07006	Caldwell	Essex	123	$3.8 million	34
08857	Old Bridge	Middlesex	123	$3.3 million	1
08816	East Brunswick	Middlesex	123	$2.5 million	20
07501	Paterson	Passaic	122	$7.8 million	16
07922	Berkeley Heights	Union	118	$1.1 million	21
07457	Riverdale	Morris	117	$689,518	1
07020	Edgewater	Bergen	116	$7.0 million	26
07901	Summit	Union	114	$1.0 million	22
07524	Paterson	Passaic	113	$19.3 million	19
07936	East Hanover	Morris	112	$2.0 million	9
07480	West Milford	Passaic	112	$1.6 million	4
08828	Helmetta	Middlesex	110	$1.3 million	30
08027	Gibbstown	Gloucester	110	$231,967	13
08848	Milford	Hunterdon	109	$2.3 million	20
07043	Montclair	Essex	108	$1.3 million	45
07723	Deal	Monmouth	107	$2.7 million	23
08817	Edison	Middlesex	107	$2.6 million	31
08093	Westville	Gloucester	107	$686,337	26
08873	Somerset	Somerset	106	$4.1 million	38
07960	Morristown	Morris	106	$1.9 million	17
07666	Teaneck	Bergen	105	$1.6 million	31
07661	River Edge	Bergen	104	$4.1 million	17
07730	Hazlet	Monmouth	104	$1.7 million	18
07974	New Providence	Union	102	$1.1 million	26
07086	Weehawken	Hudson	102	$7.3 million	12
07202	Elizabeth	Union	102	$3.8 million	19
07756	Ocean Grove	Monmouth	101	$3.3 million	20
07407	Elmwood Park	Bergen	101	$2.2 million	14
08879	South Amboy	Middlesex	101	$5.5 million	2
07013	Clifton	Passaic	100	$2.9 million	31
07853	Long Valley	Morris	100	$1.9 million	9
08221	Linwood	Atlantic	97	$1.6 million	4
07058	Pine Brook	Morris	95	$3.1 million	3
07825	Blairstown	Warren	93	$1.1 million	3
08880	South Bound Brook	Somerset	93	$6.1 million	26
08109	Merchantville	Camden	92	$726,205	4
07044	Verona	Essex	92	$1.0 million	34
08822	Flemington	Hunterdon	91	$3.0 million	30
07626	Cresskill	Bergen	91	$2.8 million	40
08051	Mantua	Gloucester	91	$1.3 million	1
07716	Atlantic Highlands	Monmouth	90	$3.7 million	4
07403	Bloomingdale	Passaic	90	$1.2 million	5
07606	South Hackensack	Bergen	89	$6.0 million	7
08079	Salem	Salem	89	$274,682	9
07078	Short Hills	Essex	88	$910,425	24
08110	Pennsauken	Camden	88	$262,393	11
08034	Cherry Hill	Camden	87	$923,176	14
08502	Belle Mead	Somerset	87	$2.4 million	21
07720	Bradley Beach	Monmouth	86	$2.8 million	11
08212	Cape May Point	Cape May	85	$510,126	0
08628	Trenton	Mercer	84	$1.1 million	12
08901	New Brunswick	Middlesex	83	$4.1 million	40
08054	Mount Laurel	Burlington	81	$531,802	10
07920	Basking Ridge	Somerset	81	$1.9 million	26
08757	Toms River	Ocean	79	$4.0 million	4
07204	Roselle Park	Union	79	$1.5 million	23
07306	Jersey City	Hudson	78	$1.0 million	17
07114	Newark	Essex	76	$5.0 million	13
07077	Sewaren	Middlesex	76	$2.0 million	3
08003	Cherry Hill	Camden	76	$434,741	5
07981	Whippany	Morris	76	$3.5 million	7
08241	Port Republic	Atlantic	75	$1.8 million	0
07088	Vauxhall	Union	72	$2.6 million	24
08904	Highland Park	Middlesex	71	$1.2 million	16
08820	Edison	Middlesex	71	$2.2 million	28
07017	East Orange	Essex	70	$925,540	26
08063	National Park	Gloucester	70	$348,680	13
08215	Egg Harbor City	Atlantic	69	$1.5 million	2
07670	Tenafly	Bergen	69	$1.1 million	28
07830	Califon	Hunterdon	68	$1.6 million	12
07001	Avenel	Middlesex	68	$2.1 million	11
08030	Gloucester City	Camden	68	$1.1 million	9
08086	Thorofare	Gloucester	67	$369,693	2
08332	Millville	Cumberland	65	$499,198	1
07090	Westfield	Union	64	$1.8 million	31
08809	Clinton	Hunterdon	62	$698,141	11
07508	Haledon	Passaic	61	$471,382	11
07849	Lake Hopatcong	Morris	60	$505,462	4
07836	Flanders	Morris	60	$673,499	6
07059	Warren	Somerset	60	$499,012	14
07027	Garwood	Union	60	$738,210	26
08884	Spotswood	Middlesex	59	$353,366	4
07079	South Orange	Essex	58	$719,076	18
08094	Williamstown	Gloucester	57	$242,146	1
07005	Boonton	Morris	57	$1.1 million	5
07031	North Arlington	Bergen	57	$2.6 million	9
08732	Island Heights	Ocean	56	$2.3 million	0
08205	Absecon	Atlantic	55	$859,606	2
07882	Washington	Warren	55	$407,609	17
07310	Jersey City	Hudson	55	$4.6 million	2
07728	Freehold	Monmouth	54	$381,028	3
08558	Skillman	Somerset	54	$1.7 million	22
08302	Bridgeton	Cumberland	54	$483,612	4
07011	Clifton	Passaic	54	$3.6 million	21
07647	Northvale	Bergen	54	$2.3 million	12
07075	Wood Ridge	Bergen	53	$644,204	17
08360	Vineland	Cumberland	53	$505,976	3
07423	Ho Ho Kus	Bergen	53	$569,445	8
07701	Red Bank	Monmouth	51	$5.1 million	2
07746	Marlboro	Monmouth	50	$391,969	4
07401	Allendale	Bergen	50	$725,241	5
07676	Township Of Washington	Bergen	50	$1.6 million	12

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Official FEMA flood zone, elevation and claims history for one property.

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Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.