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Flood history · West Orange, NJ 07052

Flood insurance claims in West Orange, NJ 07052

266 claims since 1978 and $2.4 million paid. Here's what the public record shows, and how to check a specific address.

266flood insurance claims since 1978
$2.4 millionpaid to policyholders
$12,993average paid claim
54claims in the last 10 years
43%of claims outside high-risk zones
#122of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07052 since 1978.

1978: 18 claims1979: 21 claims1980: 6 claims1981: 18 claims1982: 4 claims1983: 12 claims1984: 7 claims1985: 2 claims1987: 1 claims1989: 3 claims1990: 1 claims1991: 1 claims1992: 1 claims1993: 4 claims1996: 3 claims1997: 1 claims1998: 3 claims1999: 39 claims2002: 2 claims2007: 14 claims2010: 1 claims2011: 39 claims2012: 2 claims2013: 3 claims2014: 5 claims2015: 1 claims2018: 3 claims2020: 3 claims2021: 43 claims2022: 1 claims2023: 3 claims2025: 1 claims19801990200020102020

What the record says

About 43% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Ida, accounts for 15% of claims.

54 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Ida20214115%
Hurricane Irene20113614%
Hurricane Floyd19993614%
April 2007 Nor'easter2007135%
Unnamed flooding1998114%
Not a named storm197973%

Flood zone at time of claim

High-risk zones (A, V)55% · 146
Moderate or minimal risk (X, B, C)42% · 112
Zone not recorded3% · 8

NFIP communities

West Orange, Township OfParticipates in the NFIP
Plainfield, City OfParticipates in the NFIP
Orange Township, City OfParticipates in the NFIP

Federal disaster declarations in Essex County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Essex County since 2000.

Check a specific address in West Orange.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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