Flood history
Flood insurance claims by state and ZIP code.
Where flood insurance claims have actually happened since 1978, from FEMA's public record.
2,632,649NFIP claims since 1978
$88.1 billionpaid to policyholders
5,374ZIP code pages (50+ claims)
Flood claims by state
| State | Claims | Paid | ZIP pages |
|---|---|---|---|
| Louisiana | 478,651 | $20.6 billion | 287 |
| Florida | 444,342 | $19.3 billion | 644 |
| Texas | 388,730 | $17.3 billion | 540 |
| New Jersey | 201,070 | $6.2 billion | 282 |
| New York | 173,756 | $5.7 billion | 353 |
| North Carolina | 108,186 | $2.3 billion | 211 |
| Pennsylvania | 75,185 | $1.4 billion | 347 |
| Mississippi | 61,869 | $3.1 billion | 103 |
| California | 52,960 | $753.9 million | 222 |
| Illinois | 50,766 | $568.0 million | 218 |
| Virginia | 49,842 | $737.9 million | 148 |
| South Carolina | 49,050 | $1.0 billion | 80 |
| Missouri | 48,486 | $940.0 million | 153 |
| Alabama | 43,607 | $1.2 billion | 84 |
| Massachusetts | 34,495 | $433.1 million | 115 |
| Connecticut | 28,837 | $538.3 million | 84 |
| Ohio | 28,064 | $367.4 million | 141 |
| Kentucky | 26,895 | $512.4 million | 105 |
| West Virginia | 26,700 | $367.0 million | 115 |
| Georgia | 24,170 | $509.5 million | 106 |
| Maryland | 20,687 | $323.1 million | 91 |
| Indiana | 19,516 | $301.7 million | 99 |
| Tennessee | 17,580 | $475.8 million | 81 |
| Washington | 15,834 | $360.4 million | 70 |
| Michigan | 14,709 | $148.6 million | 64 |
| Iowa | 14,692 | $345.2 million | 65 |
| North Dakota | 12,985 | $256.8 million | 33 |
| Oklahoma | 12,810 | $256.9 million | 62 |
| Minnesota | 12,222 | $153.8 million | 39 |
| Arkansas | 10,053 | $215.9 million | 56 |
| Wisconsin | 9,354 | $140.1 million | 34 |
| Kansas | 7,783 | $115.0 million | 43 |
| Rhode Island | 6,843 | $135.8 million | 28 |
| Delaware | 6,162 | $87.8 million | 25 |
| Hawaii | 6,123 | $166.1 million | 28 |
| Oregon | 5,971 | $105.6 million | 31 |
| Nebraska | 5,669 | $95.2 million | 26 |
| Colorado | 5,543 | $89.7 million | 20 |
| Maine | 5,379 | $83.5 million | 23 |
| Arizona | 5,116 | $59.4 million | 26 |
| New Hampshire | 4,331 | $65.5 million | 16 |
| South Dakota | 3,957 | $61.4 million | 17 |
| Vermont | 3,658 | $117.1 million | 15 |
| Montana | 2,141 | $18.7 million | 10 |
| Nevada | 1,941 | $47.1 million | 8 |
| New Mexico | 1,923 | $41.4 million | 10 |
| Utah | 1,097 | $6.9 million | 3 |
| Idaho | 1,072 | $10.2 million | 3 |
| Alaska | 781 | $16.1 million | 5 |
| Wyoming | 551 | $3.7 million | 3 |
| District of Columbia | 505 | $5.5 million | 2 |
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.