Flood history · Illinois

Flood insurance claims in Illinois

50,766 claims and $568.0 million paid since 1978. Find your ZIP code.

50,766claims since 1978

$568.0 millionpaid to policyholders

218ZIP codes with 50+ claims

Claims by year

Biggest flood events

Event (top events per ZIP)	Year	Claims
Unnamed flooding	1986	9,749
Mid-spring storms	2013	4,247
Hurricane Ike	2008	2,797
Midwest Flooding	1993	2,684
Early winter storms	2015	293
March storm	2008	123
Late July Flooding	2022	81
Central U.S. April Flooding	2025	21

Illinois ZIP codes by flood claims

ZIP codes with at least 50 claims. Select one for its full history.

ZIP	Place	County	Claims	Paid	Last 10 yrs
60104	Bellwood	Cook	1,495	$9.5 million	69
60016	Des Plaines	Cook	1,452	$25.4 million	83
61523	Chillicothe	Peoria	1,133	$9.4 million	38
60426	Harvey	Cook	886	$1.8 million	57
61265	Moline	Rock Island	827	$8.2 million	94
62037	Grafton	Jersey	791	$9.3 million	79
60473	South Holland	Cook	780	$2.6 million	23
60970	Watseka	Iroquois	752	$13.2 million	170
61244	East Moline	Rock Island	647	$5.4 million	78
60101	Addison	DuPage	646	$8.9 million	26
60154	Westchester	Cook	595	$5.2 million	22
61115	Machesney Park	Winnebago	575	$10.0 million	91
60164	Melrose Park	Cook	571	$7.2 million	23
61611	East Peoria	Tazewell	557	$4.6 million	17
60409	Calumet City	Cook	552	$2.1 million	51
62031	Fieldon	Jersey	528	$8.3 million	17
62047	Hardin	Calhoun	512	$5.2 million	35
60419	Dolton	Cook	478	$1.1 million	12
62013	Brussels	Calhoun	474	$3.8 million	6
62295	Valmeyer	Monroe	466	$16.8 million	4
60165	Stone Park	Cook	461	$6.5 million	15
60432	Joliet	Will	432	$1.5 million	13
60160	Melrose Park	Cook	420	$4.1 million	17
60481	Wilmington	Will	408	$3.9 million	42
62040	Granite City	Madison	401	$2.4 million	59
60093	Winnetka	Cook	398	$3.5 million	14
62053	Kampsville	Calhoun	388	$3.4 million	22
60018	Des Plaines	Cook	366	$10.7 million	14
60131	Franklin Park	Cook	364	$6.0 million	16
61104	Rockford	Winnebago	352	$7.0 million	37
60126	Elmhurst	DuPage	342	$3.2 million	11
60901	Kankakee	Kankakee	326	$6.0 million	61
60020	Fox Lake	Lake	324	$3.6 million	64
60438	Lansing	Cook	322	$1.1 million	8
60002	Antioch	Lake	319	$3.3 million	87
60025	Glenview	Cook	311	$6.3 million	10
61614	Peoria	Peoria	305	$2.0 million	10
61025	East Dubuque	Jo Daviess	304	$2.8 million	3
61616	Peoria Heights	Peoria	296	$2.8 million	17
62035	Godfrey	Madison	295	$2.6 million	11
62203	East Saint Louis	St. Clair	283	$2.2 million	80
60532	Lisle	DuPage	280	$8.9 million	25
60076	Skokie	Cook	275	$908,901	11
62617	Bath	Mason	273	$2.3 million	3
60433	Joliet	Will	270	$1.2 million	6
61425	Carman	Henderson	261	$7.0 million	21
60015	Deerfield	Lake	259	$2.6 million	33
60137	Glen Ellyn	DuPage	258	$2.3 million	5
60954	Momence	Kankakee	254	$2.4 million	14
61543	Liverpool	Fulton	253	$1.5 million	0
60051	Mchenry	McHenry	247	$2.4 million	57
61764	Pontiac	Livingston	246	$1.7 million	1
60191	Wood Dale	DuPage	244	$3.6 million	2
61350	Ottawa	LaSalle	241	$4.3 million	6
60428	Markham	Will	240	$690,602	4
61604	Peoria	Peoria	212	$3.0 million	7
60090	Wheeling	Cook	208	$1.5 million	21
62959	Marion	Williamson	208	$1.8 million	19
60505	Aurora	Kane	208	$2.9 million	10
60411	Chicago Heights	Cook	206	$440,528	11
61615	Peoria	Peoria	203	$2.1 million	11
60450	Morris	Grundy	203	$4.4 million	40
60073	Round Lake	Lake	200	$1.3 million	57
60546	Riverside	Cook	197	$4.2 million	15
62045	Hamburg	Calhoun	197	$2.1 million	28
62205	East Saint Louis	St. Clair	196	$576,343	54
60115	Dekalb	DeKalb	196	$2.1 million	2
61562	Rome	Peoria	188	$1.6 million	1
60050	Mchenry	McHenry	185	$1.2 million	26
60041	Ingleside	Lake	183	$1.9 million	66
61241	Colona	Henry	180	$922,050	7
60056	Mount Prospect	Cook	177	$1.1 million	19
62206	East Saint Louis	St. Clair	177	$922,573	26
60176	Schiller Park	Cook	172	$1.2 million	4
62239	Dupo	St. Clair	172	$170,760	1
60187	Wheaton	DuPage	171	$973,693	5
62343	Hull	Pike	170	$4.9 million	2
62957	Mc Clure	Alexander	168	$823,768	29
62301	Quincy	Adams	162	$3.5 million	8
60081	Spring Grove	McHenry	160	$996,988	27
60048	Libertyville	Lake	158	$1.9 million	29
60441	Lockport	Will	156	$1.1 million	4
60178	Sycamore	DeKalb	155	$1.6 million	3
61021	Dixon	Lee	155	$987,301	2
62330	Dallas City	Hancock	153	$2.1 million	20
62002	Alton	Madison	152	$1.8 million	16
62644	Havana	Mason	152	$760,957	1
60106	Bensenville	DuPage	150	$3.9 million	6
61257	Hillsdale	Rock Island	149	$832,369	5
60010	Barrington	Lake	149	$1.3 million	23
60445	Midlothian	Cook	148	$299,214	16
60120	Elgin	Kane	144	$1.7 million	14
60422	Flossmoor	Cook	143	$535,718	19
60171	River Grove	Cook	143	$3.0 million	16
60091	Wilmette	Cook	143	$451,376	3
62665	Meredosia	Morgan	143	$388,785	3
60188	Carol Stream	DuPage	142	$2.2 million	0
62305	Quincy	Adams	141	$4.0 million	30
60035	Highland Park	Lake	141	$564,548	28
60538	Montgomery	Kendall	140	$2.9 million	7
60068	Park Ridge	Cook	140	$1.9 million	15
61956	Villa Grove	Douglas	139	$739,747	1
60544	Plainfield	Will	136	$3.1 million	6
61032	Freeport	Stephenson	134	$1.6 million	53
60148	Lombard	DuPage	133	$899,830	14
61061	Oregon	Ogle	131	$1.6 million	7
61111	Loves Park	Winnebago	131	$1.2 million	13
60062	Northbrook	Cook	127	$1.9 million	6
60031	Gurnee	Lake	125	$3.9 million	31
61073	Roscoe	Winnebago	123	$1.1 million	5
60513	Brookfield	Cook	122	$2.2 million	26
62277	Prairie Du Rocher	Randolph	114	$1.8 million	3
62052	Jerseyville	Jersey	112	$1.1 million	0
61103	Rockford	Winnebago	110	$2.5 million	34
60540	Naperville	DuPage	108	$672,728	8
60013	Cary	McHenry	105	$965,078	21
62236	Columbia	Monroe	103	$2.5 million	6
60102	Algonquin	McHenry	101	$526,044	12
60435	Joliet	Will	101	$593,395	4
60070	Prospect Heights	Cook	100	$1.5 million	5
62618	Beardstown	Cass	100	$524,664	2
60440	Bolingbrook	Will	100	$1.9 million	22
60014	Crystal Lake	McHenry	99	$921,272	16
60521	Hinsdale	DuPage	99	$6.2 million	5
62028	Elsah	Jersey	98	$1.4 million	14
60067	Palatine	Cook	98	$959,421	4
61109	Rockford	Winnebago	98	$558,741	4
61554	Pekin	Tazewell	97	$705,765	4
62960	Metropolis	Massac	97	$2.2 million	14
60174	Saint Charles	Kane	97	$965,487	5
61437	Gladstone	Henderson	95	$2.2 million	16
60637	Chicago	Cook	94	$1.2 million	0
62095	Wood River	Madison	94	$423,398	2
60452	Oak Forest	Cook	93	$538,610	4
60523	Oak Brook	DuPage	93	$4.2 million	8
61252	Fulton	Whiteside	92	$736,648	20
61820	Champaign	Champaign	91	$563,157	0
61264	Milan	Rock Island	89	$615,734	13
60190	Winfield	DuPage	88	$992,960	1
60451	New Lenox	Will	88	$678,349	5
62914	Cairo	Alexander	88	$195,440	4
60453	Oak Lawn	Cook	88	$600,597	11
62204	East Saint Louis	St. Clair	87	$136,278	6
60515	Downers Grove	DuPage	87	$1.2 million	6
62990	Thebes	Alexander	86	$243,345	0
62036	Golden Eagle	Calhoun	85	$708,334	7
60181	Villa Park	DuPage	84	$1.1 million	8
60177	South Elgin	Kane	83	$1.1 million	18
60707	Elmwood Park	Cook	83	$660,263	7
62234	Collinsville	Madison	83	$697,758	6
62240	East Carondelet	St. Clair	83	$303,079	2
62379	Warsaw	Hancock	82	$7.7 million	1
60447	Minooka	Grundy	80	$1.7 million	1
60465	Palos Hills	Cook	80	$333,139	1
60430	Homewood	Cook	79	$273,807	2
62624	Browning	Schuyler	79	$222,157	0
60088	Great Lakes	Lake	78	$271,645	78
60477	Tinley Park	Cook	77	$112,467	1
62526	Decatur	Macon	77	$409,424	1
60586	Plainfield	Will	76	$1.5 million	8
62201	East Saint Louis	St. Clair	76	$290,148	9
62821	Carmi	White	76	$1.3 million	6
60436	Joliet	Will	73	$599,314	4
60625	Chicago	Cook	72	$1.0 million	7
60469	Posen	Cook	72	$137,377	8
60551	Sheridan	LaSalle	71	$2.1 million	2
60516	Downers Grove	DuPage	71	$621,716	6
60619	Chicago	Cook	70	$188,949	4
60506	Aurora	Kane	69	$531,520	5
61108	Rockford	Winnebago	68	$2.3 million	7
61102	Rockford	Winnebago	68	$418,623	5
60462	Orland Park	Cook	67	$727,269	0
60087	Waukegan	Lake	66	$1.2 million	18
60429	Hazel Crest	Cook	65	$81,293	2
60431	Joliet	Will	64	$1.4 million	9
62025	Edwardsville	Madison	64	$497,151	4
61469	Oquawka	Henderson	63	$1.3 million	17
60559	Westmont	DuPage	63	$818,811	9
60069	Lincolnshire	Lake	63	$2.4 million	24
62998	Wolf Lake	Union	62	$148,966	2
60565	Naperville	DuPage	62	$506,627	5
62232	Caseyville	St. Clair	62	$361,536	18
62244	Fults	Monroe	61	$1.3 million	0
61239	Carbon Cliff	Rock Island	61	$572,646	1
60189	Wheaton	DuPage	61	$351,732	3
62650	Jacksonville	Morgan	60	$1.0 million	2
61953	Tuscola	Douglas	60	$381,034	0
61230	Albany	Whiteside	60	$500,836	6
60525	La Grange	Cook	60	$906,117	21
60077	Skokie	Cook	59	$341,444	0
62065	Michael	Calhoun	56	$469,506	5
60714	Niles	Cook	56	$845,718	1
62522	Decatur	Macon	55	$390,545	0
61107	Rockford	Winnebago	55	$389,113	7
61201	Rock Island	Rock Island	55	$708,339	12
61441	Ipava	Fulton	55	$812,822	2
61354	Peru	LaSalle	55	$1.3 million	7
60084	Wauconda	Lake	54	$311,362	11
61373	Utica	LaSalle	54	$1.1 million	3
62896	West Frankfort	Franklin	54	$524,521	7
60118	Dundee	Kane	54	$294,463	4
60074	Palatine	Cook	54	$264,789	7
60545	Plano	Kendall	54	$1.1 million	1
61068	Rochelle	Ogle	53	$237,050	7
62656	Lincoln	Logan	52	$155,895	0
60143	Itasca	DuPage	52	$817,188	1
61727	Clinton	De Witt	52	$339,471	0
61010	Byron	Ogle	52	$594,850	4
62207	East Saint Louis	St. Clair	52	$73,419	9
60404	Shorewood	Will	52	$407,395	7
61560	Putnam	Putnam	51	$661,115	2
60628	Chicago	Cook	51	$89,051	10
60555	Warrenville	DuPage	51	$593,788	0
62358	Niota	Hancock	51	$889,703	4
61342	Mendota	LaSalle	50	$136,342	1
60004	Arlington Heights	Cook	50	$111,031	1
61101	Rockford	Winnebago	50	$586,988	17
60139	Glendale Heights	DuPage	50	$331,785	1

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Official FEMA flood zone, elevation and claims history for one property.

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Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.