FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Oak Brook, IL 60523

Flood insurance claims in Oak Brook, IL 60523

93 claims since 1978 and $4.2 million paid. Here's what the public record shows, and how to check a specific address.

93flood insurance claims since 1978
$4.2 millionpaid to policyholders
$57,667average paid claim
8claims in the last 10 years
25%of claims outside high-risk zones
#135of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 60523 since 1978.

1978: 1 claims1979: 12 claims1980: 1 claims1981: 2 claims1982: 6 claims1983: 4 claims1985: 3 claims1987: 15 claims1990: 2 claims1996: 1 claims1997: 2 claims1999: 2 claims2008: 4 claims2009: 1 claims2010: 15 claims2013: 12 claims2015: 2 claims2017: 2 claims2019: 1 claims2020: 2 claims2026: 3 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 27% of claims.

8 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Oak Brook, Village Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19872527%
Mid-spring storms20131213%
Hurricane Ike200833%

Flood zone at time of claim

High-risk zones (A, V)67% · 62
Moderate or minimal risk (X, B, C)23% · 21
Zone not recorded11% · 10

NFIP communities

Oak Brook, Village OfCRS class 7 · up to 15% off

Federal disaster declarations in DuPage County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2010-08-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

4 flood, storm or hurricane declarations for DuPage County since 2000.

Check a specific address in Oak Brook.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Illinois ZIP codes · All states · Flood zones explained