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Flood history · Hinsdale, IL 60521

Flood insurance claims in Hinsdale, IL 60521

99 claims since 1978 and $6.2 million paid. Here's what the public record shows, and how to check a specific address.

99flood insurance claims since 1978
$6.2 millionpaid to policyholders
$100,300average paid claim
5claims in the last 10 years
21%of claims outside high-risk zones
#124of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 60521 since 1978.

1978: 1 claims1979: 3 claims1980: 5 claims1982: 3 claims1983: 2 claims1985: 2 claims1987: 6 claims1992: 1 claims1993: 2 claims1994: 1 claims1996: 2 claims1997: 3 claims2001: 1 claims2006: 5 claims2008: 2 claims2010: 17 claims2011: 1 claims2013: 34 claims2014: 3 claims2020: 2 claims2021: 1 claims2026: 2 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 34% of claims.

5 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20133434%
Unnamed flooding19871313%
Midwest Flooding199311%

Flood zone at time of claim

High-risk zones (A, V)71% · 70
Moderate or minimal risk (X, B, C)19% · 19
Zone not recorded10% · 10

NFIP communities

Hinsdale, Village OfParticipates in the NFIP

Federal disaster declarations in DuPage County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2010-08-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

4 flood, storm or hurricane declarations for DuPage County since 2000.

Check a specific address in Hinsdale.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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