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Flood history · Collinsville, IL 62234

Flood insurance claims in Collinsville, IL 62234

83 claims since 1978 and $697,758 paid. Here's what the public record shows, and how to check a specific address.

83flood insurance claims since 1978
$697,758paid to policyholders
$10,261average paid claim
6claims in the last 10 years
33%of claims outside high-risk zones
#150of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 62234 since 1978.

1978: 2 claims1979: 15 claims1981: 5 claims1982: 5 claims1983: 6 claims1984: 1 claims1986: 2 claims1993: 3 claims1994: 1 claims1995: 6 claims1996: 12 claims1998: 2 claims1999: 1 claims2004: 1 claims2005: 1 claims2008: 4 claims2012: 1 claims2013: 1 claims2015: 1 claims2016: 7 claims2019: 3 claims2020: 3 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 13% of claims.

6 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19951113%
Hurricane Ike200845%
Midwest Flooding199322%
Mid-spring storms201311%

Flood zone at time of claim

High-risk zones (A, V)52% · 43
Moderate or minimal risk (X, B, C)25% · 21
Zone not recorded23% · 19

NFIP communities

Madison County *Participates in the NFIP
St. Clair County *Participates in the NFIP
Calhoun County *Participates in the NFIP

Federal disaster declarations in Madison County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2019-09-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

3 flood, storm or hurricane declarations for Madison County since 2000.

Check a specific address in Collinsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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