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Flood history · East Saint Louis, IL 62201

Flood insurance claims in East Saint Louis, IL 62201

76 claims since 1978 and $290,148 paid. Here's what the public record shows, and how to check a specific address.

76flood insurance claims since 1978
$290,148paid to policyholders
$5,921average paid claim
9claims in the last 10 years
55%of claims outside high-risk zones
#161of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 62201 since 1978.

1978: 2 claims1979: 3 claims1982: 2 claims1986: 5 claims1987: 2 claims1993: 2 claims1994: 1 claims1995: 8 claims1996: 19 claims1997: 1 claims1998: 8 claims1999: 1 claims2002: 2 claims2004: 2 claims2006: 2 claims2008: 2 claims2013: 2 claims2015: 2 claims2016: 1 claims2022: 2 claims2023: 1 claims2024: 3 claims2025: 1 claims2026: 2 claims19801990200020102020

What the record says

About 55% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 16% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19951216%
Late July Flooding202223%
Midwest Flooding199323%
Mid-spring storms201323%
Hurricane Ike200811%

Flood zone at time of claim

High-risk zones (A, V)39% · 30
Moderate or minimal risk (X, B, C)49% · 37
Zone not recorded12% · 9

NFIP communities

East St. Louis, City OfParticipates in the NFIP

Federal disaster declarations in St. Clair County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodngFlood · Major disaster · 2024-09-20
Severe Storm And FloodingFlood · Major disaster · 2022-10-14
Severe Storms And FloodingFlood · Major disaster · 2019-09-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

5 flood, storm or hurricane declarations for St. Clair County since 2000.

Check a specific address in East Saint Louis.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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