FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · East Saint Louis, IL 62206

Flood insurance claims in East Saint Louis, IL 62206

177 claims since 1978 and $922,573 paid. Here's what the public record shows, and how to check a specific address.

177flood insurance claims since 1978
$922,573paid to policyholders
$10,138average paid claim
26claims in the last 10 years
49%of claims outside high-risk zones
#73of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 62206 since 1978.

1978: 3 claims1979: 4 claims1981: 1 claims1982: 4 claims1983: 4 claims1984: 2 claims1986: 2 claims1987: 1 claims1990: 4 claims1993: 49 claims1994: 8 claims1995: 13 claims1996: 17 claims1998: 8 claims1999: 4 claims2000: 1 claims2002: 2 claims2003: 1 claims2004: 1 claims2005: 3 claims2006: 2 claims2008: 3 claims2009: 1 claims2011: 9 claims2015: 3 claims2016: 1 claims2017: 1 claims2018: 2 claims2019: 1 claims2020: 1 claims2022: 4 claims2024: 16 claims2025: 1 claims19801990200020102020

What the record says

About 49% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 13% of claims.

26 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Midwest Flooding19932313%
Unnamed flooding1995158%
Late July Flooding202232%
March storm200821%
Central U.S. April Flooding202511%
Hurricane Ike200811%

Flood zone at time of claim

High-risk zones (A, V)49% · 87
Moderate or minimal risk (X, B, C)48% · 85
Zone not recorded3% · 5

NFIP communities

Cahokia Heights, City OfParticipates in the NFIP
Sauget, Village OfParticipates in the NFIP

Federal disaster declarations in St. Clair County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodngFlood · Major disaster · 2024-09-20
Severe Storm And FloodingFlood · Major disaster · 2022-10-14
Severe Storms And FloodingFlood · Major disaster · 2019-09-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

5 flood, storm or hurricane declarations for St. Clair County since 2000.

Check a specific address in East Saint Louis.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Illinois ZIP codes · All states · Flood zones explained