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Flood history · South Holland, IL 60473

Flood insurance claims in South Holland, IL 60473

780 claims since 1981 and $2.6 million paid. Here's what the public record shows, and how to check a specific address.

780flood insurance claims since 1981
$2.6 millionpaid to policyholders
$5,045average paid claim
23claims in the last 10 years
18%of claims outside high-risk zones
#7of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 60473 since 1978.

1981: 29 claims1982: 33 claims1983: 19 claims1984: 2 claims1989: 11 claims1990: 67 claims1991: 5 claims1992: 1 claims1993: 3 claims1995: 3 claims1996: 80 claims1997: 19 claims1998: 6 claims1999: 3 claims2000: 9 claims2001: 9 claims2002: 18 claims2003: 84 claims2004: 4 claims2005: 5 claims2006: 42 claims2007: 23 claims2008: 217 claims2009: 3 claims2010: 18 claims2011: 6 claims2013: 25 claims2014: 7 claims2016: 6 claims2018: 6 claims2019: 1 claims2020: 3 claims2023: 5 claims2024: 1 claims2025: 3 claims2026: 4 claims1990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, Hurricane Ike, accounts for 24% of claims.

23 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

South Holland, Village Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Ike200818524%
Unnamed flooding199017522%
Mid-spring storms2013223%
Central U.S. April Flooding202510%

Flood zone at time of claim

High-risk zones (A, V)81% · 633
Moderate or minimal risk (X, B, C)17% · 136
Zone not recorded1% · 11

NFIP communities

South Holland, Village OfCRS class 5 · up to 25% off
Dolton, Village OfParticipates in the NFIP

Federal disaster declarations in Cook County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodngFlood · Major disaster · 2024-09-20
Severe Storms And FloodingFlood · Major disaster · 2023-11-20
Severe Storms And FloodingSevere Storm · Major disaster · 2023-08-15
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2010-08-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03

8 flood, storm or hurricane declarations for Cook County since 2000.

Check a specific address in South Holland.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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