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Flood history · Riverside, IL 60546

Flood insurance claims in Riverside, IL 60546

197 claims since 1980 and $4.2 million paid. Here's what the public record shows, and how to check a specific address.

197flood insurance claims since 1980
$4.2 millionpaid to policyholders
$23,317average paid claim
15claims in the last 10 years
18%of claims outside high-risk zones
#64of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 60546 since 1978.

1980: 1 claims1982: 3 claims1983: 1 claims1985: 1 claims1986: 9 claims1987: 21 claims1990: 2 claims1997: 8 claims1999: 1 claims2001: 1 claims2004: 1 claims2006: 1 claims2008: 62 claims2010: 16 claims2013: 53 claims2014: 1 claims2017: 2 claims2018: 1 claims2020: 8 claims2021: 1 claims2023: 2 claims2025: 1 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, Hurricane Ike, accounts for 31% of claims.

15 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Ike20086131%
Mid-spring storms20135327%
Unnamed flooding19874121%

Flood zone at time of claim

High-risk zones (A, V)82% · 161
Moderate or minimal risk (X, B, C)18% · 35
Zone not recorded1% · 1

NFIP communities

Riverside, Village OfParticipates in the NFIP
Cook County *Participates in the NFIP
North Riverside, Village OfParticipates in the NFIP
Lyons, Village OfParticipates in the NFIP

Federal disaster declarations in Cook County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodngFlood · Major disaster · 2024-09-20
Severe Storms And FloodingFlood · Major disaster · 2023-11-20
Severe Storms And FloodingSevere Storm · Major disaster · 2023-08-15
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2010-08-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03

8 flood, storm or hurricane declarations for Cook County since 2000.

Check a specific address in Riverside.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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