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Flood history · Stone Park, IL 60165

Flood insurance claims in Stone Park, IL 60165

461 claims since 1978 and $6.5 million paid. Here's what the public record shows, and how to check a specific address.

461flood insurance claims since 1978
$6.5 millionpaid to policyholders
$16,107average paid claim
15claims in the last 10 years
8%of claims outside high-risk zones
#21of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 60165 since 1978.

1978: 1 claims1979: 5 claims1980: 1 claims1982: 5 claims1983: 2 claims1986: 3 claims1987: 47 claims1990: 13 claims1995: 1 claims1997: 50 claims2001: 1 claims2003: 1 claims2006: 9 claims2007: 4 claims2008: 52 claims2009: 1 claims2010: 99 claims2011: 11 claims2013: 89 claims2014: 6 claims2015: 43 claims2016: 2 claims2017: 2 claims2020: 12 claims2023: 1 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 19% of claims.

15 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20138819%
Unnamed flooding19977516%
Hurricane Ike20085111%

Flood zone at time of claim

High-risk zones (A, V)89% · 412
Moderate or minimal risk (X, B, C)8% · 37
Zone not recorded3% · 12

NFIP communities

Stone Park, Village OfParticipates in the NFIP

Federal disaster declarations in Cook County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodngFlood · Major disaster · 2024-09-20
Severe Storms And FloodingFlood · Major disaster · 2023-11-20
Severe Storms And FloodingSevere Storm · Major disaster · 2023-08-15
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2010-08-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03

8 flood, storm or hurricane declarations for Cook County since 2000.

Check a specific address in Stone Park.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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