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Flood history · Villa Grove, IL 61956

Flood insurance claims in Villa Grove, IL 61956

139 claims since 1979 and $739,747 paid. Here's what the public record shows, and how to check a specific address.

139flood insurance claims since 1979
$739,747paid to policyholders
$7,324average paid claim
1claims in the last 10 years
11%of claims outside high-risk zones
#102of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 61956 since 1978.

1979: 9 claims1981: 3 claims1982: 1 claims1983: 2 claims1985: 1 claims1989: 1 claims1990: 3 claims1991: 1 claims1994: 15 claims1996: 21 claims1997: 3 claims1998: 1 claims2002: 16 claims2005: 1 claims2008: 9 claims2009: 1 claims2011: 1 claims2013: 24 claims2015: 24 claims2016: 1 claims2017: 1 claims19801990200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 18% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20132518%
Early winter storms20152417%
Unnamed flooding19851612%

Flood zone at time of claim

High-risk zones (A, V)83% · 116
Moderate or minimal risk (X, B, C)10% · 14
Zone not recorded6% · 9

NFIP communities

Villa Grove, City OfParticipates in the NFIP

Federal disaster declarations in Douglas County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2023-08-15
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

4 flood, storm or hurricane declarations for Douglas County since 2000.

Check a specific address in Villa Grove.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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