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Flood history · Round Lake, IL 60073

Flood insurance claims in Round Lake, IL 60073

200 claims since 1979 and $1.3 million paid. Here's what the public record shows, and how to check a specific address.

200flood insurance claims since 1979
$1.3 millionpaid to policyholders
$9,799average paid claim
57claims in the last 10 years
24%of claims outside high-risk zones
#63of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 60073 since 1978.

1979: 9 claims1980: 2 claims1981: 1 claims1983: 1 claims1986: 12 claims1987: 2 claims1990: 2 claims1993: 48 claims1995: 1 claims1996: 5 claims1997: 2 claims1998: 3 claims1999: 2 claims2001: 1 claims2005: 1 claims2006: 1 claims2007: 13 claims2008: 11 claims2009: 8 claims2010: 5 claims2013: 9 claims2014: 2 claims2015: 2 claims2017: 48 claims2018: 3 claims2019: 1 claims2020: 2 claims2023: 1 claims2026: 2 claims19801990200020102020

What the record says

76% of claims were on properties in high-risk zones and 24% outside them.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 24% of claims.

57 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Midwest Flooding19934724%
Unnamed flooding1986105%
Mid-spring storms201374%
Hurricane Ike200821%

Flood zone at time of claim

High-risk zones (A, V)71% · 142
Moderate or minimal risk (X, B, C)22% · 45
Zone not recorded6% · 13

NFIP communities

Round Lake Beach, Village OfParticipates in the NFIP
Round Lake Heights, Village OfParticipates in the NFIP

Federal disaster declarations in Lake County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-24
Severe Storms And FloodingSevere Storm · Major disaster · 2007-09-25
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

4 flood, storm or hurricane declarations for Lake County since 2000.

Check a specific address in Round Lake.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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