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Flood history · Rome, IL 61562

Flood insurance claims in Rome, IL 61562

188 claims since 1979 and $1.6 million paid. Here's what the public record shows, and how to check a specific address.

188flood insurance claims since 1979
$1.6 millionpaid to policyholders
$9,344average paid claim
1claims in the last 10 years
0%of claims outside high-risk zones
#68of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 61562 since 1978.

1979: 33 claims1982: 55 claims1983: 15 claims1984: 1 claims1985: 33 claims1995: 2 claims1997: 8 claims1998: 2 claims2002: 1 claims2005: 1 claims2008: 9 claims2009: 10 claims2010: 1 claims2013: 16 claims2019: 1 claims19801990200020102020

What the record says

Almost all claims here (100%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 20% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Peoria County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19853820%
Mid-spring storms2013169%
Hurricane Ike200842%

Flood zone at time of claim

High-risk zones (A, V)91% · 172
Zone not recorded9% · 16

NFIP communities

Peoria County *CRS class 5 · up to 25% off

Federal disaster declarations in Peoria County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

3 flood, storm or hurricane declarations for Peoria County since 2000.

Check a specific address in Rome.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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