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Flood history · Milan, IL 61264

Flood insurance claims in Milan, IL 61264

89 claims since 1979 and $615,734 paid. Here's what the public record shows, and how to check a specific address.

89flood insurance claims since 1979
$615,734paid to policyholders
$10,094average paid claim
13claims in the last 10 years
3%of claims outside high-risk zones
#138of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 61264 since 1978.

1979: 24 claims1982: 1 claims1983: 6 claims1984: 1 claims1985: 1 claims1986: 4 claims1993: 10 claims1997: 2 claims2001: 9 claims2006: 1 claims2008: 9 claims2011: 6 claims2013: 1 claims2014: 1 claims2019: 9 claims2023: 3 claims2024: 1 claims19801990200020102020

What the record says

Almost all claims here (97%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 9% of claims.

13 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Rock Island County* takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Midwest Flooding199389%
Mid-spring storms201167%
Unnamed flooding198622%

Flood zone at time of claim

High-risk zones (A, V)71% · 63
Moderate or minimal risk (X, B, C)2% · 2
Zone not recorded27% · 24

NFIP communities

Milan, Village OfParticipates in the NFIP
Rock Island County*CRS class 6 · up to 20% off

Federal disaster declarations in Rock Island County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2019-09-19
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07
FloodingFlood · Major disaster · 2001-05-09

5 flood, storm or hurricane declarations for Rock Island County since 2000.

Check a specific address in Milan.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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