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Flood history · Elmwood Park, IL 60707

Flood insurance claims in Elmwood Park, IL 60707

83 claims since 1978 and $660,263 paid. Here's what the public record shows, and how to check a specific address.

83flood insurance claims since 1978
$660,263paid to policyholders
$11,004average paid claim
7claims in the last 10 years
58%of claims outside high-risk zones
#149of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 60707 since 1978.

1978: 2 claims1979: 3 claims1980: 1 claims1982: 2 claims1985: 1 claims1986: 1 claims1987: 2 claims1989: 1 claims1993: 1 claims1995: 1 claims1997: 4 claims1998: 1 claims2007: 1 claims2008: 2 claims2009: 3 claims2010: 10 claims2011: 11 claims2013: 21 claims2014: 3 claims2015: 5 claims2018: 1 claims2019: 3 claims2023: 2 claims2025: 1 claims19801990200020102020

What the record says

About 58% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 25% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20132125%
Unnamed flooding198545%
Hurricane Ike200822%

Flood zone at time of claim

High-risk zones (A, V)42% · 35
Moderate or minimal risk (X, B, C)58% · 48

NFIP communities

Elmwood Park, Village OfParticipates in the NFIP

Federal disaster declarations in Cook County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodngFlood · Major disaster · 2024-09-20
Severe Storms And FloodingFlood · Major disaster · 2023-11-20
Severe Storms And FloodingSevere Storm · Major disaster · 2023-08-15
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2010-08-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03

8 flood, storm or hurricane declarations for Cook County since 2000.

Check a specific address in Elmwood Park.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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