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Flood history · Fieldon, IL 62031

Flood insurance claims in Fieldon, IL 62031

528 claims since 1978 and $8.3 million paid. Here's what the public record shows, and how to check a specific address.

528flood insurance claims since 1978
$8.3 millionpaid to policyholders
$17,105average paid claim
17claims in the last 10 years
1%of claims outside high-risk zones
#16of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 62031 since 1978.

1978: 2 claims1979: 31 claims1981: 5 claims1982: 31 claims1983: 28 claims1984: 1 claims1985: 19 claims1986: 24 claims1990: 10 claims1991: 3 claims1993: 134 claims1994: 5 claims1995: 40 claims1996: 24 claims1997: 7 claims1998: 12 claims1999: 3 claims2000: 2 claims2001: 8 claims2002: 38 claims2005: 1 claims2008: 60 claims2009: 2 claims2010: 1 claims2013: 13 claims2014: 1 claims2015: 6 claims2019: 15 claims2021: 1 claims2024: 1 claims19801990200020102020

What the record says

Almost all claims here (99%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 20% of claims.

17 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Jersey County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Midwest Flooding199310520%
Unnamed flooding198210320%
Mid-spring storms201371%
Early winter storms201551%
Hurricane Ike200820%

Flood zone at time of claim

High-risk zones (A, V)84% · 446
Moderate or minimal risk (X, B, C)1% · 5
Zone not recorded15% · 77

NFIP communities

Jersey County *CRS class 5 · up to 25% off

Federal disaster declarations in Jersey County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2019-09-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-06-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

3 flood, storm or hurricane declarations for Jersey County since 2000.

Check a specific address in Fieldon.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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