FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Utica, IL 61373

Flood insurance claims in Utica, IL 61373

54 claims since 1987 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

54flood insurance claims since 1987
$1.1 millionpaid to policyholders
$25,352average paid claim
3claims in the last 10 years
13%of claims outside high-risk zones
#199of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 61373 since 1978.

1987: 1 claims1996: 4 claims2002: 1 claims2007: 12 claims2008: 10 claims2009: 2 claims2012: 1 claims2013: 18 claims2015: 2 claims2017: 1 claims2018: 1 claims2020: 1 claims1990200020102020

What the record says

87% of claims were on properties in high-risk zones and 13% outside them.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 33% of claims.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20131833%
Hurricane Ike2008917%
Unnamed flooding198712%

Flood zone at time of claim

High-risk zones (A, V)87% · 47
Moderate or minimal risk (X, B, C)13% · 7

NFIP communities

North Utica, Village OfParticipates in the NFIP

Federal disaster declarations in LaSalle County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03
Severe Storms And FloodingSevere Storm · Major disaster · 2007-09-25
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07
Severe Storms And TornadoesSevere Storm · Major disaster · 2004-04-23

5 flood, storm or hurricane declarations for LaSalle County since 2000.

Check a specific address in Utica.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Illinois ZIP codes · All states · Flood zones explained