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Flood history · Putnam, IL 61560

Flood insurance claims in Putnam, IL 61560

51 claims since 1982 and $661,115 paid. Here's what the public record shows, and how to check a specific address.

51flood insurance claims since 1982
$661,115paid to policyholders
$15,741average paid claim
2claims in the last 10 years
18%of claims outside high-risk zones
#211of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 61560 since 1978.

1982: 5 claims1983: 2 claims1985: 9 claims1990: 2 claims1991: 1 claims1993: 2 claims1995: 2 claims1996: 1 claims1997: 3 claims2002: 1 claims2005: 1 claims2008: 5 claims2009: 3 claims2013: 12 claims2020: 2 claims1990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 29% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19971529%
Mid-spring storms20131122%
Hurricane Ike200812%

Flood zone at time of claim

High-risk zones (A, V)63% · 32
Moderate or minimal risk (X, B, C)14% · 7
Zone not recorded24% · 12

NFIP communities

Putnam County *Participates in the NFIP

Federal disaster declarations in Putnam County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07
Severe Storms And TornadoesSevere Storm · Major disaster · 2004-04-23

3 flood, storm or hurricane declarations for Putnam County since 2000.

Check a specific address in Putnam.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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