FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Chicago, IL 60619

Flood insurance claims in Chicago, IL 60619

70 claims since 1979 and $188,949 paid. Here's what the public record shows, and how to check a specific address.

70flood insurance claims since 1979
$188,949paid to policyholders
$3,779average paid claim
4claims in the last 10 years
100%of claims outside high-risk zones
#168of 914 Illinois ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 60619 since 1978.

1979: 1 claims1983: 1 claims1990: 1 claims1992: 1 claims1993: 3 claims1995: 1 claims1996: 2 claims2001: 14 claims2005: 1 claims2006: 2 claims2008: 7 claims2010: 12 claims2011: 6 claims2012: 1 claims2013: 5 claims2014: 7 claims2016: 1 claims2020: 1 claims2023: 1 claims2025: 1 claims2026: 1 claims19801990200020102020

What the record says

About 100% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 3% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Mid-spring storms201323%
Hurricane Ike200823%
Unnamed flooding199511%
Midwest Flooding199311%

Flood zone at time of claim

Moderate or minimal risk (X, B, C)99% · 69
Zone not recorded1% · 1

NFIP communities

Chicago, City OfParticipates in the NFIP

Federal disaster declarations in Cook County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodngFlood · Major disaster · 2024-09-20
Severe Storms And FloodingFlood · Major disaster · 2023-11-20
Severe Storms And FloodingSevere Storm · Major disaster · 2023-08-15
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-10
Severe Storms And FloodingSevere Storm · Major disaster · 2010-08-19
Severe Storms And FloodingSevere Storm · Major disaster · 2008-10-03

8 flood, storm or hurricane declarations for Cook County since 2000.

Check a specific address in Chicago.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Illinois ZIP codes · All states · Flood zones explained