Flood history · South Carolina
Flood insurance claims in South Carolina
49,050 claims and $1.0 billion paid since 1978. Find your ZIP code.
49,050claims since 1978
$1.0 billionpaid to policyholders
80ZIP codes with 50+ claims
Claims by year
Biggest flood events
| Event (top events per ZIP) | Year | Claims |
|---|---|---|
| Hurricane Hugo | 1989 | 14,537 |
| Hurricane Matthew | 2016 | 6,982 |
| October severe storms | 2015 | 5,025 |
| Hurricane Irma | 2017 | 2,332 |
| Hurricane Floyd | 1999 | 1,989 |
| Unnamed flooding | 1987 | 1,838 |
| Hurricane Florence | 2018 | 1,291 |
| Hurricane Ian | 2022 | 1,000 |
South Carolina ZIP codes by flood claims
ZIP codes with at least 50 claims. Select one for its full history.
| ZIP | Place | County | Claims | Paid | Last 10 yrs |
|---|---|---|---|---|---|
| 29582 | North Myrtle Beach | Horry | 4,310 | $60.0 million | 547 |
| 29401 | Charleston | Charleston | 3,216 | $78.5 million | 623 |
| 29576 | Murrells Inlet | Georgetown | 3,064 | $90.4 million | 530 |
| 29451 | Isle Of Palms | Charleston | 2,691 | $65.7 million | 99 |
| 29412 | Charleston | Charleston | 2,459 | $23.0 million | 396 |
| 29585 | Pawleys Island | Georgetown | 2,374 | $54.6 million | 396 |
| 29407 | Charleston | Charleston | 2,265 | $26.1 million | 344 |
| 29464 | Mount Pleasant | Charleston | 1,784 | $19.7 million | 136 |
| 29928 | Hilton Head Island | Beaufort | 1,664 | $21.9 million | 222 |
| 29577 | Myrtle Beach | Horry | 1,545 | $46.1 million | 86 |
| 29920 | Saint Helena Island | Beaufort | 1,242 | $19.4 million | 273 |
| 29439 | Folly Beach | Charleston | 1,221 | $17.6 million | 107 |
| 29414 | Charleston | Charleston | 1,210 | $18.9 million | 167 |
| 29526 | Conway | Horry | 1,077 | $43.1 million | 327 |
| 29926 | Hilton Head Island | Beaufort | 1,036 | $25.7 million | 106 |
| 29455 | Johns Island | Charleston | 1,029 | $4.2 million | 221 |
| 29440 | Georgetown | Georgetown | 1,013 | $26.1 million | 167 |
| 29575 | Myrtle Beach | Horry | 995 | $16.2 million | 117 |
| 29403 | Charleston | Charleston | 995 | $9.2 million | 132 |
| 29482 | Sullivans Island | Charleston | 894 | $22.2 million | 36 |
| 29588 | Myrtle Beach | Horry | 717 | $40.1 million | 366 |
| 29438 | Edisto Island | Colleton | 647 | $4.4 million | 97 |
| 29572 | Myrtle Beach | Horry | 516 | $11.3 million | 56 |
| 29206 | Columbia | Richland | 402 | $32.1 million | 15 |
| 29210 | Columbia | Richland | 371 | $7.8 million | 26 |
| 29405 | North Charleston | Charleston | 325 | $3.5 million | 61 |
| 29485 | Summerville | Dorchester | 321 | $7.0 million | 43 |
| 29568 | Longs | Horry | 308 | $27.5 million | 211 |
| 29902 | Beaufort | Beaufort | 295 | $3.3 million | 69 |
| 29418 | North Charleston | Charleston | 278 | $3.6 million | 30 |
| 29615 | Greenville | Greenville | 267 | $3.8 million | 67 |
| 29527 | Conway | Horry | 255 | $12.7 million | 119 |
| 29574 | Mullins | Marion | 249 | $10.1 million | 126 |
| 29410 | Hanahan | Berkeley | 248 | $3.4 million | 33 |
| 29579 | Myrtle Beach | Horry | 244 | $4.8 million | 32 |
| 29150 | Sumter | Sumter | 209 | $5.4 million | 32 |
| 29466 | Mount Pleasant | Charleston | 205 | $2.4 million | 43 |
| 29456 | Ladson | Berkeley | 205 | $5.0 million | 35 |
| 29910 | Bluffton | Beaufort | 205 | $3.2 million | 69 |
| 29205 | Columbia | Richland | 203 | $10.4 million | 11 |
| 29406 | Charleston | Charleston | 195 | $5.5 million | 26 |
| 29212 | Columbia | Lexington | 192 | $4.9 million | 7 |
| 29566 | Little River | Horry | 178 | $2.5 million | 29 |
| 29907 | Beaufort | Beaufort | 177 | $2.0 million | 60 |
| 29209 | Columbia | Richland | 135 | $6.9 million | 4 |
| 29581 | Nichols | Horry | 128 | $7.4 million | 84 |
| 29598 | North Myrtle Beach | Horry | 124 | $148,226 | 0 |
| 29204 | Columbia | Richland | 123 | $2.2 million | 7 |
| 29445 | Goose Creek | Berkeley | 120 | $979,144 | 35 |
| 29501 | Florence | Florence | 120 | $1.4 million | 20 |
| 29483 | Summerville | Dorchester | 119 | $1.7 million | 33 |
| 29906 | Beaufort | Beaufort | 113 | $1.7 million | 39 |
| 29458 | Mc Clellanville | Charleston | 105 | $3.0 million | 4 |
| 29472 | Ridgeville | Dorchester | 105 | $2.6 million | 41 |
| 29461 | Moncks Corner | Berkeley | 103 | $2.0 million | 34 |
| 29506 | Florence | Florence | 89 | $2.3 million | 29 |
| 29617 | Greenville | Greenville | 88 | $738,030 | 23 |
| 29662 | Mauldin | Greenville | 87 | $1.4 million | 13 |
| 29449 | Hollywood | Charleston | 84 | $634,561 | 23 |
| 29429 | Awendaw | Charleston | 82 | $3.2 million | 6 |
| 29223 | Columbia | Richland | 82 | $1.6 million | 6 |
| 29569 | Loris | Horry | 81 | $3.0 million | 48 |
| 29063 | Irmo | Richland | 80 | $704,233 | 9 |
| 29571 | Marion | Marion | 80 | $2.4 million | 42 |
| 29940 | Seabrook | Beaufort | 76 | $1.0 million | 25 |
| 29033 | Cayce | Lexington | 76 | $905,861 | 9 |
| 29505 | Florence | Florence | 75 | $1.6 million | 10 |
| 29420 | North Charleston | Dorchester | 71 | $2.8 million | 17 |
| 29909 | Okatie | Jasper | 69 | $1.3 million | 26 |
| 29203 | Columbia | Richland | 69 | $1.5 million | 11 |
| 29607 | Greenville | Greenville | 64 | $804,523 | 10 |
| 29546 | Gresham | Marion | 63 | $1.7 million | 37 |
| 29130 | Ridgeway | Fairfield | 62 | $731,558 | 30 |
| 29936 | Ridgeland | Jasper | 61 | $1.7 million | 33 |
| 29560 | Lake City | Florence | 57 | $707,208 | 9 |
| 29681 | Simpsonville | Greenville | 57 | $694,497 | 27 |
| 29556 | Kingstree | Williamsburg | 55 | $2.4 million | 4 |
| 29154 | Sumter | Sumter | 53 | $1.8 million | 14 |
| 29020 | Camden | Kershaw | 51 | $231,994 | 27 |
| 29510 | Andrews | Georgetown | 50 | $2.3 million | 11 |
Check any address, free.
Official FEMA flood zone, elevation and claims history for one property.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.