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Flood history · Simpsonville, SC 29681

Flood insurance claims in Simpsonville, SC 29681

57 claims since 1987 and $694,497 paid. Here's what the public record shows, and how to check a specific address.

57flood insurance claims since 1987
$694,497paid to policyholders
$16,536average paid claim
27claims in the last 10 years
44%of claims outside high-risk zones
#76of 331 South Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 29681 since 1978.

1987: 1 claims1995: 2 claims2002: 5 claims2003: 1 claims2004: 3 claims2006: 1 claims2013: 15 claims2014: 1 claims2015: 1 claims2017: 2 claims2018: 1 claims2020: 5 claims2024: 19 claims1990200020102020

What the record says

About 44% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Flooding here is recent: 27 claims (47%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Greenville County * takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Helene20241933%
October severe storms201512%

Flood zone at time of claim

High-risk zones (A, V)56% · 32
Moderate or minimal risk (X, B, C)44% · 25

NFIP communities

Greenville County *CRS class 7 · up to 15% off
Simpsonville, City OfParticipates in the NFIP

Federal disaster declarations in Greenville County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneHurricane · Major disaster · 2024-09-29
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane DebbyTropical Storm · Emergency · 2024-08-05
Hurricane IdaliaHurricane · Emergency · 2023-08-31
Hurricane IanHurricane · Major disaster · 2022-11-21
Hurricane IanHurricane · Emergency · 2022-09-29

16 flood, storm or hurricane declarations for Greenville County since 2000.

Check a specific address in Simpsonville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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