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Flood history · Andrews, SC 29510

Flood insurance claims in Andrews, SC 29510

50 claims since 1989 and $2.3 million paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1989
$2.3 millionpaid to policyholders
$61,134average paid claim
11claims in the last 10 years
40%of claims outside high-risk zones
#80of 331 South Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 29510 since 1978.

1989: 4 claims1993: 1 claims1994: 3 claims1998: 2 claims2001: 1 claims2015: 17 claims2016: 11 claims2017: 5 claims2020: 3 claims2022: 1 claims2024: 2 claims1990200020102020

What the record says

About 40% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, October severe storms, accounts for 34% of claims.

11 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Georgetown County * takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
October severe storms20151734%
Hurricane Matthew20161122%
Hurricane Hugo198948%
Hurricane Debby202424%
Hurricane Ian202212%

Flood zone at time of claim

High-risk zones (A, V)58% · 29
Moderate or minimal risk (X, B, C)38% · 19
Zone not recorded4% · 2

NFIP communities

Georgetown County *CRS class 7 · up to 15% off
Andrews, Town OfParticipates in the NFIP
Williamsburg County *Participates in the NFIP

Federal disaster declarations in Georgetown County

Flood, hurricane and storm declarations since 2000.

Tropical Storm DebbyTropical Storm · Major disaster · 2024-09-29
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane DebbyTropical Storm · Emergency · 2024-08-05
Hurricane IdaliaHurricane · Emergency · 2023-08-31
Hurricane IanHurricane · Major disaster · 2022-11-21
Hurricane IanHurricane · Emergency · 2022-09-29

21 flood, storm or hurricane declarations for Georgetown County since 2000.

Check a specific address in Andrews.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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