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Flood history · Cayce, SC 29033

Flood insurance claims in Cayce, SC 29033

76 claims since 1978 and $905,861 paid. Here's what the public record shows, and how to check a specific address.

76flood insurance claims since 1978
$905,861paid to policyholders
$24,483average paid claim
9claims in the last 10 years
28%of claims outside high-risk zones
#66of 331 South Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 29033 since 1978.

1978: 1 claims1982: 1 claims1983: 2 claims1984: 1 claims1985: 1 claims1986: 2 claims1987: 2 claims1988: 1 claims1989: 2 claims1990: 3 claims1991: 1 claims1994: 1 claims1995: 2 claims1997: 1 claims1998: 2 claims2001: 1 claims2003: 2 claims2006: 1 claims2010: 1 claims2013: 4 claims2015: 35 claims2018: 1 claims2020: 1 claims2021: 1 claims2022: 1 claims2024: 5 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

Losses are spread across many events; the largest, October severe storms, accounts for 38% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Cayce, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
October severe storms20152938%
Hurricane Helene202445%
Hurricane Debby202411%
Hurricane Hugo198911%
Hurricane Ian202211%
Hurricane Florence201811%

Flood zone at time of claim

High-risk zones (A, V)72% · 55
Moderate or minimal risk (X, B, C)28% · 21

NFIP communities

Cayce, City OfCRS class 9 · up to 05% off
Lexington County *CRS class 7 · up to 15% off

Federal disaster declarations in Lexington County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneHurricane · Major disaster · 2024-09-29
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane DebbyTropical Storm · Emergency · 2024-08-05
Hurricane IdaliaHurricane · Emergency · 2023-08-31
Hurricane IanHurricane · Major disaster · 2022-11-21
Hurricane IanHurricane · Emergency · 2022-09-29

16 flood, storm or hurricane declarations for Lexington County since 2000.

Check a specific address in Cayce.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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