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Flood history · Conway, SC 29527

Flood insurance claims in Conway, SC 29527

255 claims since 1987 and $12.7 million paid. Here's what the public record shows, and how to check a specific address.

255flood insurance claims since 1987
$12.7 millionpaid to policyholders
$56,645average paid claim
119claims in the last 10 years
21%of claims outside high-risk zones
#32of 331 South Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 29527 since 1978.

1987: 2 claims1989: 2 claims1993: 3 claims1996: 3 claims1998: 10 claims1999: 29 claims2000: 1 claims2003: 3 claims2004: 2 claims2010: 1 claims2011: 1 claims2013: 2 claims2015: 26 claims2016: 51 claims2018: 94 claims2019: 1 claims2020: 5 claims2021: 9 claims2022: 2 claims2023: 3 claims2024: 3 claims2025: 2 claims1990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Hurricane Florence, accounts for 36% of claims.

Flooding here is recent: 119 claims (47%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Horry County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Florence20189336%
Hurricane Matthew20164819%
Hurricane Floyd1999239%
October severe storms2015239%
December Nor'easter202331%
Hurricane Fran199621%

Flood zone at time of claim

High-risk zones (A, V)75% · 190
Moderate or minimal risk (X, B, C)20% · 50
Zone not recorded6% · 15

NFIP communities

Horry County *CRS class 5 · up to 25% off
Conway, City OfParticipates in the NFIP

Federal disaster declarations in Horry County

Flood, hurricane and storm declarations since 2000.

Tropical Storm DebbyTropical Storm · Major disaster · 2024-09-29
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane DebbyTropical Storm · Emergency · 2024-08-05
Hurricane IdaliaHurricane · Emergency · 2023-08-31
Hurricane IanHurricane · Major disaster · 2022-11-21
Hurricane IanHurricane · Emergency · 2022-09-29

19 flood, storm or hurricane declarations for Horry County since 2000.

Check a specific address in Conway.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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