Flood history · Georgia
Flood insurance claims in Georgia
24,170 claims and $509.5 million paid since 1978. Find your ZIP code.
24,170claims since 1978
$509.5 millionpaid to policyholders
106ZIP codes with 50+ claims
Claims by year
Biggest flood events
| Event (top events per ZIP) | Year | Claims |
|---|---|---|
| Unnamed flooding | 1999 | 2,899 |
| Late summer storms | 2009 | 2,359 |
| Hurricane Irma | 2017 | 2,092 |
| Hurricane Matthew | 2016 | 1,114 |
| Tropical Storm Alberto | 1994 | 913 |
| Tropical Storm Ivan | 2004 | 859 |
| Hurricane Helene | 2024 | 665 |
| Early winter storms | 2015 | 444 |
Georgia ZIP codes by flood claims
ZIP codes with at least 50 claims. Select one for its full history.
| ZIP | Place | County | Claims | Paid | Last 10 yrs |
|---|---|---|---|---|---|
| 31406 | Savannah | Chatham | 1,013 | $21.3 million | 271 |
| 31419 | Savannah | Chatham | 844 | $12.3 million | 130 |
| 31701 | Albany | Dougherty | 782 | $16.2 million | 26 |
| 31522 | Saint Simons Island | Glynn | 780 | $16.3 million | 464 |
| 31328 | Tybee Island | Chatham | 776 | $15.3 million | 313 |
| 30327 | Atlanta | Fulton | 764 | $41.4 million | 144 |
| 31405 | Savannah | Chatham | 752 | $9.3 million | 59 |
| 31763 | Leesburg | Lee | 719 | $17.4 million | 77 |
| 31410 | Savannah | Chatham | 715 | $8.9 million | 222 |
| 30342 | Atlanta | Fulton | 488 | $9.9 million | 98 |
| 31520 | Brunswick | Glynn | 469 | $10.6 million | 197 |
| 31404 | Savannah | Chatham | 457 | $4.8 million | 41 |
| 30067 | Marietta | Cobb | 392 | $7.7 million | 90 |
| 31525 | Brunswick | Glynn | 377 | $9.6 million | 194 |
| 30339 | Atlanta | Fulton | 337 | $23.6 million | 62 |
| 31705 | Albany | Dougherty | 305 | $7.4 million | 13 |
| 31324 | Richmond Hill | Bryan | 281 | $5.9 million | 137 |
| 30305 | Atlanta | Fulton | 265 | $8.6 million | 57 |
| 30909 | Augusta | Richmond | 250 | $2.4 million | 63 |
| 31415 | Savannah | Chatham | 246 | $2.0 million | 10 |
| 31411 | Savannah | Chatham | 240 | $1.9 million | 172 |
| 31523 | Brunswick | Glynn | 236 | $4.8 million | 155 |
| 30033 | Decatur | DeKalb | 234 | $1.8 million | 32 |
| 30066 | Marietta | Cobb | 200 | $2.6 million | 15 |
| 30319 | Atlanta | DeKalb | 196 | $2.7 million | 25 |
| 30309 | Atlanta | Fulton | 186 | $12.9 million | 59 |
| 30341 | Atlanta | DeKalb | 186 | $5.0 million | 16 |
| 30165 | Rome | Floyd | 183 | $1.5 million | 17 |
| 30345 | Atlanta | DeKalb | 164 | $2.4 million | 12 |
| 30161 | Rome | Floyd | 163 | $1.6 million | 5 |
| 30907 | Augusta | Richmond | 160 | $1.9 million | 69 |
| 30032 | Decatur | DeKalb | 159 | $583,214 | 39 |
| 30742 | Fort Oglethorpe | Catoosa | 155 | $3.3 million | 45 |
| 30168 | Austell | Cobb | 153 | $5.4 million | 4 |
| 30106 | Austell | Cobb | 149 | $12.6 million | 1 |
| 30344 | Atlanta | Fulton | 139 | $870,589 | 26 |
| 30030 | Decatur | DeKalb | 133 | $1.1 million | 13 |
| 31548 | Kingsland | Camden | 125 | $3.2 million | 64 |
| 31558 | Saint Marys | Camden | 125 | $1.6 million | 56 |
| 30127 | Powder Springs | Cobb | 125 | $5.1 million | 4 |
| 30068 | Marietta | Cobb | 122 | $1.9 million | 40 |
| 30083 | Stone Mountain | DeKalb | 121 | $1.8 million | 32 |
| 30540 | Ellijay | Gilmer | 120 | $2.6 million | 10 |
| 30044 | Lawrenceville | Gwinnett | 119 | $3.8 million | 11 |
| 30328 | Atlanta | Fulton | 117 | $1.4 million | 25 |
| 31088 | Warner Robins | Houston | 116 | $1.1 million | 24 |
| 30125 | Cedartown | Polk | 116 | $575,658 | 10 |
| 30062 | Marietta | Cobb | 114 | $1.5 million | 15 |
| 30324 | Atlanta | Fulton | 114 | $4.3 million | 24 |
| 30329 | Atlanta | DeKalb | 113 | $2.5 million | 7 |
| 30349 | Atlanta | Fulton | 109 | $858,890 | 26 |
| 30906 | Augusta | Richmond | 108 | $910,451 | 28 |
| 31320 | Midway | Liberty | 107 | $2.2 million | 75 |
| 31322 | Pooler | Chatham | 106 | $1.3 million | 27 |
| 30741 | Rossville | Walker | 106 | $1.4 million | 17 |
| 30904 | Augusta | Richmond | 105 | $1.1 million | 19 |
| 30318 | Atlanta | Fulton | 104 | $2.2 million | 15 |
| 30075 | Roswell | Fulton | 101 | $1.6 million | 14 |
| 30306 | Atlanta | Fulton | 99 | $1.7 million | 20 |
| 30080 | Smyrna | Cobb | 98 | $931,151 | 27 |
| 31707 | Albany | Dougherty | 98 | $2.9 million | 8 |
| 31408 | Savannah | Chatham | 97 | $1.9 million | 25 |
| 31602 | Valdosta | Lowndes | 97 | $3.9 million | 40 |
| 30331 | Atlanta | Fulton | 97 | $1.1 million | 19 |
| 30458 | Statesboro | Bulloch | 96 | $1.5 million | 39 |
| 30047 | Lilburn | Gwinnett | 96 | $2.6 million | 10 |
| 30337 | Atlanta | Fulton | 90 | $1.5 million | 7 |
| 30707 | Chickamauga | Walker | 89 | $1.2 million | 2 |
| 30308 | Atlanta | Fulton | 88 | $2.3 million | 4 |
| 30269 | Peachtree City | Fayette | 86 | $1.1 million | 18 |
| 30340 | Atlanta | DeKalb | 83 | $3.3 million | 19 |
| 31561 | Sea Island | Glynn | 82 | $1.8 million | 48 |
| 30736 | Ringgold | Catoosa | 81 | $984,615 | 14 |
| 31730 | Camilla | Mitchell | 79 | $1.7 million | 3 |
| 30064 | Marietta | Cobb | 78 | $1.1 million | 22 |
| 30084 | Tucker | DeKalb | 78 | $1.2 million | 2 |
| 30338 | Atlanta | Fulton | 77 | $1.1 million | 13 |
| 31401 | Savannah | Chatham | 75 | $1.0 million | 11 |
| 30144 | Kennesaw | Cobb | 74 | $1.4 million | 8 |
| 30311 | Atlanta | Fulton | 74 | $729,349 | 16 |
| 31302 | Bloomingdale | Chatham | 72 | $1.1 million | 32 |
| 31907 | Columbus | Muscogee | 72 | $494,750 | 14 |
| 31794 | Tifton | Tift | 70 | $606,058 | 10 |
| 31015 | Cordele | Crisp | 69 | $2.2 million | 45 |
| 30536 | Ellijay | Gilmer | 66 | $2.5 million | 8 |
| 39845 | Donalsonville | Baker | 66 | $1.4 million | 13 |
| 31407 | Port Wentworth | Chatham | 64 | $591,134 | 7 |
| 31210 | Macon | Bibb | 63 | $2.2 million | 16 |
| 30274 | Riverdale | Clayton | 62 | $418,301 | 12 |
| 30034 | Decatur | DeKalb | 61 | $393,040 | 19 |
| 30076 | Roswell | Fulton | 60 | $861,580 | 12 |
| 30296 | Riverdale | Clayton | 60 | $717,559 | 13 |
| 30350 | Atlanta | DeKalb | 60 | $1.4 million | 4 |
| 31313 | Hinesville | Liberty | 59 | $230,227 | 24 |
| 30233 | Jackson | Butts | 57 | $1.8 million | 30 |
| 30126 | Mableton | Cobb | 56 | $674,472 | 7 |
| 30122 | Lithia Springs | Douglas | 55 | $3.6 million | 5 |
| 30461 | Statesboro | Bulloch | 55 | $2.2 million | 38 |
| 31527 | Jekyll Island | Glynn | 55 | $233,401 | 9 |
| 30512 | Blairsville | Union | 54 | $659,705 | 25 |
| 31906 | Columbus | Muscogee | 54 | $635,857 | 5 |
| 30087 | Stone Mountain | DeKalb | 53 | $633,570 | 6 |
| 30315 | Atlanta | Fulton | 52 | $614,402 | 11 |
| 31768 | Moultrie | Colquitt | 51 | $943,467 | 4 |
| 30473 | Uvalda | Montgomery | 51 | $461,715 | 15 |
| 30096 | Duluth | Gwinnett | 51 | $830,324 | 17 |
Check any address, free.
Official FEMA flood zone, elevation and claims history for one property.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.