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Flood history · Ellijay, GA 30536

Flood insurance claims in Ellijay, GA 30536

66 claims since 2003 and $2.5 million paid. Here's what the public record shows, and how to check a specific address.

66flood insurance claims since 2003
$2.5 millionpaid to policyholders
$47,654average paid claim
8claims in the last 10 years
36%of claims outside high-risk zones
#85of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 30536 since 1978.

2003: 3 claims2004: 21 claims2013: 19 claims2015: 14 claims2016: 1 claims2020: 1 claims2021: 4 claims2024: 2 claims2026: 1 claims20102020

What the record says

About 36% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

8 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Ivan20042132%
Early winter storms20151320%

Flood zone at time of claim

High-risk zones (A, V)64% · 42
Moderate or minimal risk (X, B, C)36% · 24

NFIP communities

Gilmer County*Participates in the NFIP

Federal disaster declarations in Gilmer County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneHurricane · Major disaster · 2024-09-30
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Severe Storms And TornadoesSevere Storm · Major disaster · 2021-05-05
Tropical Storm ZetaHurricane · Major disaster · 2021-01-12
Hurricane IrmaHurricane · Major disaster · 2017-09-15
Hurricane IrmaHurricane · Emergency · 2017-09-08

10 flood, storm or hurricane declarations for Gilmer County since 2000.

Check a specific address in Ellijay.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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