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Flood history · Leesburg, GA 31763

Flood insurance claims in Leesburg, GA 31763

719 claims since 1978 and $17.4 million paid. Here's what the public record shows, and how to check a specific address.

719flood insurance claims since 1978
$17.4 millionpaid to policyholders
$26,759average paid claim
77claims in the last 10 years
25%of claims outside high-risk zones
#8of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 31763 since 1978.

1978: 14 claims1979: 5 claims1981: 2 claims1983: 9 claims1984: 2 claims1985: 1 claims1990: 20 claims1991: 10 claims1992: 1 claims1993: 2 claims1994: 151 claims1995: 1 claims1996: 1 claims1997: 1 claims1998: 272 claims2004: 1 claims2005: 69 claims2008: 2 claims2009: 16 claims2010: 2 claims2014: 1 claims2015: 56 claims2016: 3 claims2017: 1 claims2018: 7 claims2020: 68 claims2024: 1 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 37% of claims.

77 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Dougherty County * takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199826737%
Tropical Storm Alberto199415121%
Early winter storms2015588%
Hurricane Michael201810%
Late summer storms200910%

Flood zone at time of claim

High-risk zones (A, V)70% · 502
Moderate or minimal risk (X, B, C)23% · 167
Zone not recorded7% · 50

NFIP communities

Lee County *Participates in the NFIP
Dougherty County *CRS class 6 · up to 20% off
Leesburg, City OfParticipates in the NFIP

Federal disaster declarations in Lee County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane MichaelHurricane · Major disaster · 2018-10-14
Hurricane MichaelHurricane · Emergency · 2018-10-10
Hurricane IrmaHurricane · Major disaster · 2017-09-15
Hurricane IrmaHurricane · Emergency · 2017-09-08
Severe Storms, Flooding, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2009-04-23

7 flood, storm or hurricane declarations for Lee County since 2000.

Check a specific address in Leesburg.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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