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Flood history · Port Wentworth, GA 31407

Flood insurance claims in Port Wentworth, GA 31407

64 claims since 1979 and $591,134 paid. Here's what the public record shows, and how to check a specific address.

64flood insurance claims since 1979
$591,134paid to policyholders
$11,368average paid claim
7claims in the last 10 years
59%of claims outside high-risk zones
#87of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 31407 since 1978.

1979: 1 claims1987: 1 claims1989: 1 claims1994: 18 claims1995: 8 claims1997: 1 claims1999: 8 claims2001: 2 claims2003: 2 claims2007: 1 claims2013: 3 claims2014: 5 claims2015: 2 claims2016: 4 claims2017: 3 claims2019: 1 claims2020: 1 claims2021: 1 claims2022: 1 claims19801990200020102020

What the record says

About 59% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 31% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Savannah, City Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19942031%
Hurricane Matthew201646%
Hurricane Irma201712%

Flood zone at time of claim

High-risk zones (A, V)41% · 26
Moderate or minimal risk (X, B, C)59% · 38

NFIP communities

Port Wentworth, City OfParticipates in the NFIP
Savannah, City OfCRS class 5 · up to 25% off

Federal disaster declarations in Chatham County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneHurricane · Major disaster · 2024-09-30
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Major disaster · 2024-09-24
Hurricane DebbyTropical Storm · Emergency · 2024-08-05
Hurricane DorianHurricane · Emergency · 2019-09-01
Hurricane MichaelHurricane · Emergency · 2018-10-10

11 flood, storm or hurricane declarations for Chatham County since 2000.

Check a specific address in Port Wentworth.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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