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Flood history · Atlanta, GA 30339

Flood insurance claims in Atlanta, GA 30339

337 claims since 1979 and $23.6 million paid. Here's what the public record shows, and how to check a specific address.

337flood insurance claims since 1979
$23.6 millionpaid to policyholders
$80,877average paid claim
62claims in the last 10 years
15%of claims outside high-risk zones
#15of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 30339 since 1978.

1979: 24 claims1982: 20 claims1989: 2 claims1990: 42 claims1992: 2 claims1994: 1 claims1995: 23 claims1996: 6 claims1998: 11 claims2003: 3 claims2004: 51 claims2005: 6 claims2008: 1 claims2009: 81 claims2011: 1 claims2015: 1 claims2018: 1 claims2020: 7 claims2021: 3 claims2023: 2 claims2024: 48 claims2026: 1 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, Late summer storms, accounts for 24% of claims.

62 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Cobb County* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late summer storms20098124%
Tropical Storm Ivan20045115%
Hurricane Helene20244814%
Unnamed flooding1998103%
Hurricane Dennis200521%
Tropical Storm Alberto199410%

Flood zone at time of claim

High-risk zones (A, V)82% · 277
Moderate or minimal risk (X, B, C)14% · 47
Zone not recorded4% · 13

NFIP communities

Cobb County*CRS class 7 · up to 15% off

Federal disaster declarations in Fulton County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane IrmaHurricane · Major disaster · 2017-09-15
Hurricane IrmaHurricane · Emergency · 2017-09-08
Severe Storms And FloodingSevere Storm · Major disaster · 2009-09-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-05
Hurricane IvanHurricane · Major disaster · 2004-09-18

7 flood, storm or hurricane declarations for Fulton County since 2000.

Check a specific address in Atlanta.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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