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Flood history · Smyrna, GA 30080

Flood insurance claims in Smyrna, GA 30080

98 claims since 1981 and $931,151 paid. Here's what the public record shows, and how to check a specific address.

98flood insurance claims since 1981
$931,151paid to policyholders
$15,519average paid claim
27claims in the last 10 years
43%of claims outside high-risk zones
#60of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 30080 since 1978.

1981: 1 claims1982: 2 claims1983: 1 claims1984: 1 claims1986: 3 claims1987: 1 claims1989: 1 claims1990: 2 claims1992: 8 claims1995: 2 claims1997: 1 claims1999: 1 claims2000: 1 claims2001: 1 claims2002: 1 claims2004: 3 claims2005: 3 claims2006: 3 claims2008: 1 claims2009: 10 claims2011: 2 claims2012: 1 claims2013: 9 claims2014: 3 claims2015: 4 claims2016: 5 claims2017: 1 claims2018: 1 claims2020: 4 claims2021: 4 claims2023: 15 claims2025: 1 claims2026: 1 claims1990200020102020

What the record says

About 43% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Idalia, accounts for 11% of claims.

27 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Cobb County* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Idalia20231111%
Late summer storms200955%
Tropical Storm Ivan200422%
Hurricane Irma201711%
Early winter storms201511%
Hurricane Dennis200511%

Flood zone at time of claim

High-risk zones (A, V)57% · 56
Moderate or minimal risk (X, B, C)43% · 42

NFIP communities

Smyrna, City OfParticipates in the NFIP
Cobb County*CRS class 7 · up to 15% off

Federal disaster declarations in Cobb County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane IrmaHurricane · Major disaster · 2017-09-15
Hurricane IrmaHurricane · Emergency · 2017-09-08
Severe Storms And FloodingSevere Storm · Major disaster · 2009-09-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-05
Hurricane IvanHurricane · Major disaster · 2004-09-18

7 flood, storm or hurricane declarations for Cobb County since 2000.

Check a specific address in Smyrna.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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