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Flood history · Atlanta, GA 30349

Flood insurance claims in Atlanta, GA 30349

109 claims since 1978 and $858,890 paid. Here's what the public record shows, and how to check a specific address.

109flood insurance claims since 1978
$858,890paid to policyholders
$13,853average paid claim
26claims in the last 10 years
55%of claims outside high-risk zones
#51of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 30349 since 1978.

1978: 1 claims1979: 3 claims1980: 4 claims1982: 3 claims1983: 2 claims1984: 2 claims1986: 1 claims1990: 1 claims1991: 2 claims1992: 6 claims1993: 1 claims1994: 5 claims1995: 3 claims1996: 1 claims1998: 1 claims2002: 5 claims2005: 11 claims2008: 2 claims2009: 10 claims2012: 1 claims2013: 6 claims2015: 11 claims2016: 1 claims2017: 3 claims2018: 6 claims2020: 5 claims2021: 2 claims2024: 7 claims2025: 1 claims2026: 2 claims19801990200020102020

What the record says

About 55% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Late summer storms, accounts for 8% of claims.

26 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

College Park, City Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late summer storms200998%
Hurricane Dennis200566%
Tropical Storm Alberto199455%
Hurricane Helene202455%
Early winter storms201533%
Hurricane Irma201711%

Flood zone at time of claim

High-risk zones (A, V)45% · 49
Moderate or minimal risk (X, B, C)55% · 60

NFIP communities

Fulton County *Participates in the NFIP
Clayton County*Participates in the NFIP
College Park, City OfCRS class 6 · up to 20% off

Federal disaster declarations in Fulton County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneHurricane · Major disaster · 2024-09-30
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane IrmaHurricane · Major disaster · 2017-09-15
Hurricane IrmaHurricane · Emergency · 2017-09-08
Severe Storms And FloodingSevere Storm · Major disaster · 2009-09-24
Severe Storms And TornadoesSevere Storm · Major disaster · 2008-03-20

9 flood, storm or hurricane declarations for Fulton County since 2000.

Check a specific address in Atlanta.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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