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Flood history · Fort Oglethorpe, GA 30742

Flood insurance claims in Fort Oglethorpe, GA 30742

155 claims since 1989 and $3.3 million paid. Here's what the public record shows, and how to check a specific address.

155flood insurance claims since 1989
$3.3 millionpaid to policyholders
$23,515average paid claim
45claims in the last 10 years
10%of claims outside high-risk zones
#33of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 30742 since 1978.

1989: 2 claims1990: 1 claims1994: 8 claims1995: 8 claims1998: 1 claims2000: 14 claims2003: 14 claims2004: 8 claims2009: 38 claims2011: 15 claims2013: 1 claims2017: 9 claims2018: 1 claims2020: 16 claims2021: 1 claims2022: 1 claims2023: 1 claims2025: 16 claims1990200020102020

What the record says

Almost all claims here (90%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

45 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late summer storms20093825%
Tropical Storm Ivan200453%

Flood zone at time of claim

High-risk zones (A, V)90% · 139
Moderate or minimal risk (X, B, C)10% · 15
Zone not recorded1% · 1

NFIP communities

Fort Oglethorpe, City OfParticipates in the NFIP

Federal disaster declarations in Catoosa County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane IrmaHurricane · Major disaster · 2017-09-15
Hurricane IrmaHurricane · Emergency · 2017-09-08
Severe Storms, Tornadoes, Straight-Line Winds, And Associated FloodingSevere Storm · Major disaster · 2011-04-29
Severe Storms And FloodingSevere Storm · Major disaster · 2009-09-24
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-05

7 flood, storm or hurricane declarations for Catoosa County since 2000.

Check a specific address in Fort Oglethorpe.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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