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Flood history · Brunswick, GA 31525

Flood insurance claims in Brunswick, GA 31525

377 claims since 1978 and $9.6 million paid. Here's what the public record shows, and how to check a specific address.

377flood insurance claims since 1978
$9.6 millionpaid to policyholders
$33,573average paid claim
194claims in the last 10 years
30%of claims outside high-risk zones
#14of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 31525 since 1978.

1978: 1 claims1979: 4 claims1980: 1 claims1981: 1 claims1982: 1 claims1983: 1 claims1984: 1 claims1989: 1 claims1993: 7 claims1995: 5 claims1996: 4 claims1998: 5 claims2001: 1 claims2003: 1 claims2004: 1 claims2005: 62 claims2008: 2 claims2009: 40 claims2011: 1 claims2012: 1 claims2015: 1 claims2016: 41 claims2017: 160 claims2020: 6 claims2021: 3 claims2022: 20 claims2023: 1 claims2024: 3 claims2025: 1 claims19801990200020102020

What the record says

About 30% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Irma accounts for 41% of all claims in this ZIP code.

Flooding here is recent: 194 claims (51%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Glynn County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irma201715441%
Hurricane Matthew20164011%
Hurricane Nicole2022195%
Hurricane Helene202431%
Late summer storms200921%
Hurricane Elsa202121%

Flood zone at time of claim

High-risk zones (A, V)68% · 256
Moderate or minimal risk (X, B, C)30% · 112
Zone not recorded2% · 9

NFIP communities

Glynn County *CRS class 5 · up to 25% off

Federal disaster declarations in Glynn County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneHurricane · Major disaster · 2024-09-30
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane DebbyTropical Storm · Emergency · 2024-08-05
Hurricane IdaliaHurricane · Major disaster · 2023-09-07
Hurricane DorianHurricane · Emergency · 2019-09-01
Hurricane MichaelHurricane · Emergency · 2018-10-10

13 flood, storm or hurricane declarations for Glynn County since 2000.

Check a specific address in Brunswick.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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