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Flood history · Macon, GA 31210

Flood insurance claims in Macon, GA 31210

63 claims since 1979 and $2.2 million paid. Here's what the public record shows, and how to check a specific address.

63flood insurance claims since 1979
$2.2 millionpaid to policyholders
$48,185average paid claim
16claims in the last 10 years
44%of claims outside high-risk zones
#88of 508 Georgia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 31210 since 1978.

1979: 1 claims1980: 1 claims1983: 1 claims1990: 3 claims1994: 18 claims1998: 3 claims2001: 1 claims2003: 2 claims2005: 1 claims2007: 2 claims2009: 6 claims2013: 3 claims2015: 5 claims2018: 2 claims2019: 4 claims2020: 1 claims2021: 5 claims2022: 1 claims2023: 2 claims2024: 1 claims19801990200020102020

What the record says

About 44% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Alberto, accounts for 29% of claims.

16 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Alberto19941829%
Late summer storms2009610%
Early winter storms201558%
Unnamed flooding199835%

Flood zone at time of claim

High-risk zones (A, V)56% · 35
Moderate or minimal risk (X, B, C)43% · 27
Zone not recorded2% · 1

NFIP communities

Macon-Bibb CountyParticipates in the NFIP
Monroe County*Participates in the NFIP
Bibb County*Participates in the NFIP
Macon, City OfParticipates in the NFIP

Federal disaster declarations in Bibb County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Hurricane MichaelHurricane · Emergency · 2018-10-10
Hurricane IrmaHurricane · Major disaster · 2017-09-15
Hurricane IrmaHurricane · Emergency · 2017-09-08
Severe Storms And TornadoesSevere Storm · Major disaster · 2008-05-23
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-05

7 flood, storm or hurricane declarations for Bibb County since 2000.

Check a specific address in Macon.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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