Flood history · Alabama
Flood insurance claims in Alabama
43,607 claims and $1.2 billion paid since 1978. Find your ZIP code.
43,607claims since 1978
$1.2 billionpaid to policyholders
84ZIP codes with 50+ claims
Claims by year
Biggest flood events
| Event (top events per ZIP) | Year | Claims |
|---|---|---|
| Hurricane Ivan | 2004 | 6,827 |
| Hurricane Katrina | 2005 | 5,621 |
| Hurricane Georges | 1998 | 4,543 |
| Hurricane Sally | 2020 | 3,161 |
| Unnamed flooding | 1990 | 3,021 |
| Hurricane Frederic | 1979 | 1,763 |
| Hurricane Opal | 1995 | 1,460 |
| Mid-spring storms | 2014 | 882 |
Alabama ZIP codes by flood claims
ZIP codes with at least 50 claims. Select one for its full history.
| ZIP | Place | County | Claims | Paid | Last 10 yrs |
|---|---|---|---|---|---|
| 36542 | Gulf Shores | Baldwin | 9,453 | $216.0 million | 1,064 |
| 36528 | Dauphin Island | Mobile | 5,009 | $109.9 million | 454 |
| 36561 | Orange Beach | Baldwin | 4,779 | $253.0 million | 1,397 |
| 36605 | Mobile | Mobile | 1,979 | $53.7 million | 51 |
| 36532 | Fairhope | Baldwin | 1,297 | $34.6 million | 118 |
| 36582 | Theodore | Mobile | 888 | $25.1 million | 37 |
| 36535 | Foley | Baldwin | 714 | $30.5 million | 237 |
| 36530 | Elberta | Baldwin | 693 | $31.4 million | 260 |
| 36523 | Coden | Mobile | 660 | $15.2 million | 21 |
| 36509 | Bayou La Batre | Mobile | 647 | $32.2 million | 29 |
| 36603 | Mobile | Mobile | 618 | $13.9 million | 14 |
| 35124 | Pelham | Shelby | 612 | $14.4 million | 123 |
| 36608 | Mobile | Mobile | 579 | $7.3 million | 12 |
| 36606 | Mobile | Mobile | 561 | $5.6 million | 11 |
| 36607 | Mobile | Mobile | 543 | $8.2 million | 10 |
| 36564 | Point Clear | Baldwin | 516 | $22.7 million | 11 |
| 36323 | Elba | Coffee | 509 | $16.6 million | 1 |
| 36619 | Mobile | Mobile | 487 | $24.0 million | 7 |
| 36571 | Saraland | Mobile | 462 | $4.1 million | 23 |
| 35020 | Bessemer | Jefferson | 368 | $4.6 million | 11 |
| 36617 | Mobile | Mobile | 348 | $5.2 million | 7 |
| 36693 | Mobile | Mobile | 329 | $10.2 million | 5 |
| 36547 | Gulf Shores | Baldwin | 299 | $5.6 million | 1 |
| 36580 | Summerdale | Baldwin | 277 | $9.0 million | 49 |
| 36426 | Brewton | Escambia | 268 | $11.8 million | 36 |
| 36526 | Daphne | Baldwin | 265 | $6.1 million | 55 |
| 36555 | Magnolia Springs | Baldwin | 250 | $8.1 million | 19 |
| 35215 | Birmingham | Jefferson | 249 | $2.7 million | 4 |
| 36609 | Mobile | Mobile | 247 | $2.7 million | 2 |
| 35213 | Birmingham | Jefferson | 239 | $3.0 million | 42 |
| 35802 | Huntsville | Madison | 230 | $3.7 million | 9 |
| 36610 | Mobile | Mobile | 221 | $3.5 million | 1 |
| 36611 | Mobile | Mobile | 220 | $5.6 million | 3 |
| 35234 | Birmingham | Jefferson | 182 | $2.1 million | 1 |
| 36549 | Lillian | Baldwin | 179 | $3.1 million | 46 |
| 36602 | Mobile | Mobile | 179 | $13.3 million | 17 |
| 36574 | Seminole | Baldwin | 147 | $8.3 million | 47 |
| 35023 | Bessemer | Jefferson | 144 | $1.5 million | 11 |
| 35206 | Birmingham | Jefferson | 138 | $1.6 million | 14 |
| 36340 | Geneva | Geneva | 128 | $1.6 million | 15 |
| 35226 | Birmingham | Jefferson | 124 | $2.3 million | 44 |
| 35209 | Birmingham | Jefferson | 124 | $3.9 million | 21 |
| 35216 | Birmingham | Jefferson | 124 | $4.1 million | 48 |
| 36604 | Mobile | Mobile | 124 | $1.5 million | 7 |
| 36701 | Selma | Dallas | 113 | $1.4 million | 8 |
| 35228 | Birmingham | Jefferson | 111 | $810,700 | 13 |
| 36572 | Satsuma | Mobile | 110 | $1.5 million | 14 |
| 35801 | Huntsville | Madison | 108 | $1.5 million | 17 |
| 36527 | Spanish Fort | Baldwin | 104 | $5.0 million | 8 |
| 36502 | Atmore | Escambia | 103 | $1.4 million | 13 |
| 35243 | Birmingham | Jefferson | 103 | $2.0 million | 31 |
| 35405 | Tuscaloosa | Tuscaloosa | 103 | $1.5 million | 35 |
| 35763 | Owens Cross Roads | Madison | 95 | $1.1 million | 14 |
| 36601 | Mobile | Mobile | 94 | $5.2 million | 0 |
| 36322 | Daleville | Dale | 93 | $2.5 million | 0 |
| 35126 | Pinson | Jefferson | 93 | $1.8 million | 4 |
| 35803 | Huntsville | Madison | 92 | $963,989 | 15 |
| 36695 | Mobile | Mobile | 91 | $1.1 million | 7 |
| 36576 | Silverhill | Baldwin | 89 | $5.1 million | 24 |
| 35401 | Tuscaloosa | Tuscaloosa | 85 | $521,267 | 10 |
| 36511 | Bon Secour | Baldwin | 84 | $1.8 million | 2 |
| 35447 | Carrollton | Pickens | 83 | $900,147 | 29 |
| 35223 | Birmingham | Jefferson | 81 | $1.9 million | 5 |
| 35094 | Leeds | Jefferson | 73 | $710,612 | 6 |
| 35634 | Florence | Lauderdale | 72 | $558,061 | 5 |
| 35601 | Decatur | Morgan | 72 | $829,177 | 8 |
| 36330 | Enterprise | Coffee | 71 | $865,584 | 5 |
| 35217 | Birmingham | Jefferson | 69 | $1.3 million | 1 |
| 36703 | Selma | Dallas | 66 | $473,054 | 3 |
| 35007 | Alabaster | Shelby | 65 | $1.8 million | 20 |
| 35441 | Akron | Hale | 65 | $475,759 | 6 |
| 35221 | Birmingham | Jefferson | 63 | $719,263 | 12 |
| 35204 | Birmingham | Jefferson | 59 | $1.8 million | 5 |
| 36111 | Montgomery | Montgomery | 59 | $666,118 | 18 |
| 36618 | Mobile | Mobile | 58 | $556,306 | 2 |
| 36117 | Montgomery | Montgomery | 58 | $903,807 | 13 |
| 36559 | Montrose | Baldwin | 58 | $1.4 million | 4 |
| 35214 | Birmingham | Jefferson | 57 | $531,607 | 6 |
| 36303 | Dothan | Houston | 57 | $948,733 | 4 |
| 36633 | Mobile | Mobile | 56 | $2.0 million | 0 |
| 36116 | Montgomery | Montgomery | 55 | $740,471 | 7 |
| 36536 | Foley | Baldwin | 54 | $1.7 million | 1 |
| 35218 | Birmingham | Jefferson | 53 | $355,675 | 0 |
| 36301 | Dothan | Houston | 52 | $1.1 million | 8 |
Check any address, free.
Official FEMA flood zone, elevation and claims history for one property.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.