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Flood history · Leeds, AL 35094

Flood insurance claims in Leeds, AL 35094

73 claims since 1979 and $710,612 paid. Here's what the public record shows, and how to check a specific address.

73flood insurance claims since 1979
$710,612paid to policyholders
$12,467average paid claim
6claims in the last 10 years
27%of claims outside high-risk zones
#64of 470 Alabama ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 35094 since 1978.

1979: 7 claims1980: 3 claims1981: 1 claims1982: 1 claims1983: 2 claims1992: 1 claims1997: 1 claims1998: 2 claims1999: 7 claims2001: 1 claims2002: 1 claims2003: 18 claims2004: 5 claims2005: 5 claims2009: 5 claims2011: 2 claims2014: 5 claims2018: 1 claims2019: 1 claims2020: 1 claims2021: 2 claims2024: 1 claims19801990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

Losses are spread across many events; the largest, Hurricane Ivan, accounts for 7% of claims.

6 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Ivan200457%
Unnamed flooding198345%
Not a named storm197934%
Hurricane Zeta202011%

Flood zone at time of claim

High-risk zones (A, V)66% · 48
Moderate or minimal risk (X, B, C)25% · 18
Zone not recorded10% · 7

NFIP communities

Leeds, City OfParticipates in the NFIP
Shelby County*Participates in the NFIP

Federal disaster declarations in Jefferson County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneHurricane · Emergency · 2024-09-26
Severe Storms And FloodingSevere Storm · Major disaster · 2021-12-21
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2021-04-26
Hurricane SallyHurricane · Emergency · 2020-09-14
Hurricane NateHurricane · Emergency · 2017-10-08
Hurricane IrmaHurricane · Emergency · 2017-09-11

23 flood, storm or hurricane declarations for Jefferson County since 2000.

Check a specific address in Leeds.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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