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Flood history · Alabaster, AL 35007

Flood insurance claims in Alabaster, AL 35007

65 claims since 1979 and $1.8 million paid. Here's what the public record shows, and how to check a specific address.

65flood insurance claims since 1979
$1.8 millionpaid to policyholders
$33,367average paid claim
20claims in the last 10 years
29%of claims outside high-risk zones
#70of 470 Alabama ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 35007 since 1978.

1979: 7 claims1983: 2 claims1988: 1 claims1990: 8 claims1996: 4 claims1998: 4 claims2004: 1 claims2005: 1 claims2010: 5 claims2011: 1 claims2012: 4 claims2014: 7 claims2018: 1 claims2019: 1 claims2021: 18 claims19801990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 9% of claims.

Flooding here is recent: 20 claims (31%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199869%
Hurricane Ivan200412%
Not a named storm197912%

Flood zone at time of claim

High-risk zones (A, V)63% · 41
Moderate or minimal risk (X, B, C)26% · 17
Zone not recorded11% · 7

NFIP communities

Alabaster, City OfParticipates in the NFIP

Federal disaster declarations in Shelby County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneHurricane · Emergency · 2024-09-26
Severe Storms And FloodingSevere Storm · Major disaster · 2021-12-21
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2021-04-26
Hurricane SallyHurricane · Emergency · 2020-09-14
Hurricane NateHurricane · Emergency · 2017-10-08
Hurricane IrmaHurricane · Emergency · 2017-09-11

14 flood, storm or hurricane declarations for Shelby County since 2000.

Check a specific address in Alabaster.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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