Flood history · Virginia
Flood insurance claims in Virginia
49,842 claims and $737.9 million paid since 1978. Find your ZIP code.
49,842claims since 1978
$737.9 millionpaid to policyholders
148ZIP codes with 50+ claims
Claims by year
Biggest flood events
| Event (top events per ZIP) | Year | Claims |
|---|---|---|
| Hurricane Isabel | 2003 | 11,065 |
| November 2009 Nor'easter | 2009 | 6,276 |
| Unnamed flooding | 1998 | 4,246 |
| Hurricane Irene | 2011 | 2,637 |
| Hurricane Matthew | 2016 | 2,158 |
| Hurricane Floyd | 1999 | 1,894 |
| Tropical Storm Ernesto | 2006 | 1,218 |
| Hurricane Fran | 1996 | 1,067 |
Virginia ZIP codes by flood claims
ZIP codes with at least 50 claims. Select one for its full history.
| ZIP | Place | County | Claims | Paid | Last 10 yrs |
|---|---|---|---|---|---|
| 23662 | Poquoson | Poquoson (city) | 4,274 | $64.1 million | 39 |
| 23451 | Virginia Beach | Virginia Beach (city) | 2,041 | $28.7 million | 102 |
| 23669 | Hampton | Hampton (city) | 1,782 | $19.1 million | 25 |
| 23664 | Hampton | Hampton (city) | 1,714 | $20.0 million | 12 |
| 23452 | Virginia Beach | Virginia Beach (city) | 1,691 | $47.7 million | 41 |
| 23508 | Norfolk | Norfolk (city) | 1,471 | $14.8 million | 17 |
| 23666 | Hampton | Hampton (city) | 1,471 | $23.6 million | 26 |
| 23503 | Norfolk | Norfolk (city) | 1,317 | $16.4 million | 25 |
| 23320 | Chesapeake | Chesapeake (city) | 1,148 | $12.4 million | 27 |
| 23456 | Virginia Beach | Virginia Beach (city) | 1,041 | $9.2 million | 52 |
| 23518 | Norfolk | Norfolk (city) | 928 | $10.9 million | 18 |
| 24153 | Salem | Salem (city) | 926 | $19.6 million | 81 |
| 23072 | Hayes | Gloucester | 869 | $16.7 million | 24 |
| 23696 | Seaford | York | 807 | $18.6 million | 0 |
| 23704 | Portsmouth | Portsmouth (city) | 744 | $8.1 million | 20 |
| 23605 | Newport News | Newport News (city) | 616 | $16.9 million | 8 |
| 23505 | Norfolk | Norfolk (city) | 608 | $6.9 million | 11 |
| 23692 | Yorktown | York | 605 | $12.7 million | 5 |
| 23323 | Chesapeake | Chesapeake (city) | 602 | $5.6 million | 28 |
| 23322 | Chesapeake | Chesapeake (city) | 578 | $6.3 million | 23 |
| 23455 | Virginia Beach | Virginia Beach (city) | 510 | $4.7 million | 13 |
| 23661 | Hampton | Hampton (city) | 435 | $5.6 million | 5 |
| 23502 | Norfolk | Norfolk (city) | 381 | $3.3 million | 14 |
| 22980 | Waynesboro | Waynesboro (city) | 378 | $6.2 million | 9 |
| 23707 | Portsmouth | Portsmouth (city) | 367 | $3.0 million | 14 |
| 24017 | Roanoke | Roanoke (city) | 353 | $3.6 million | 25 |
| 22630 | Front Royal | Warren | 337 | $6.4 million | 17 |
| 23061 | Gloucester | Gloucester | 326 | $7.5 million | 5 |
| 24426 | Covington | Covington (city) | 320 | $3.6 million | 4 |
| 23464 | Virginia Beach | Virginia Beach (city) | 304 | $4.3 million | 14 |
| 23336 | Chincoteague Island | Accomack | 298 | $1.6 million | 5 |
| 24416 | Buena Vista | Buena Vista (city) | 296 | $4.4 million | 0 |
| 24014 | Roanoke | Roanoke (city) | 295 | $5.4 million | 14 |
| 23109 | Mathews | Mathews | 287 | $5.2 million | 7 |
| 23504 | Norfolk | Norfolk (city) | 283 | $3.5 million | 4 |
| 22578 | White Stone | Lancaster | 280 | $4.2 million | 9 |
| 23417 | Onancock | Accomack | 279 | $3.5 million | 22 |
| 23510 | Norfolk | Norfolk (city) | 278 | $7.2 million | 9 |
| 23507 | Norfolk | Norfolk (city) | 271 | $2.1 million | 14 |
| 23607 | Newport News | Newport News (city) | 265 | $2.0 million | 18 |
| 23509 | Norfolk | Norfolk (city) | 264 | $1.6 million | 7 |
| 24019 | Roanoke | Botetourt | 235 | $2.0 million | 26 |
| 23454 | Virginia Beach | Virginia Beach (city) | 230 | $1.5 million | 20 |
| 22303 | Alexandria | Fairfax | 230 | $3.5 million | 8 |
| 23701 | Portsmouth | Portsmouth (city) | 223 | $2.0 million | 7 |
| 23703 | Portsmouth | Portsmouth (city) | 212 | $4.2 million | 8 |
| 23663 | Hampton | Hampton (city) | 212 | $3.0 million | 13 |
| 23185 | Williamsburg | James City | 207 | $3.0 million | 3 |
| 23453 | Virginia Beach | City of Suffolk | 203 | $4.4 million | 22 |
| 23138 | Port Haywood | Mathews | 201 | $3.4 million | 8 |
| 23702 | Portsmouth | Portsmouth (city) | 198 | $2.4 million | 10 |
| 22511 | Lottsburg | Northumberland | 194 | $4.2 million | 10 |
| 24614 | Grundy | Buchanan | 191 | $2.1 million | 20 |
| 23851 | Franklin | Franklin (city) | 187 | $8.6 million | 1 |
| 24592 | South Boston | Halifax | 178 | $2.3 million | 9 |
| 23224 | Richmond | City of Richmond | 176 | $5.5 million | 7 |
| 23089 | Lanexa | New Kent | 167 | $3.3 million | 3 |
| 23608 | Newport News | Newport News (city) | 165 | $4.6 million | 11 |
| 24641 | Richlands | Tazewell | 158 | $2.7 million | 25 |
| 24018 | Roanoke | Roanoke | 157 | $2.4 million | 49 |
| 23462 | Virginia Beach | Virginia Beach (city) | 148 | $1.6 million | 8 |
| 22314 | Alexandria | City of Alexandria | 146 | $4.7 million | 46 |
| 22307 | Alexandria | Fairfax | 144 | $4.6 million | 7 |
| 23693 | Yorktown | York | 142 | $863,570 | 3 |
| 22454 | Dunnsville | Essex | 138 | $3.7 million | 1 |
| 23043 | Deltaville | Middlesex | 136 | $1.4 million | 3 |
| 24605 | Bluefield | Tazewell | 131 | $1.2 million | 19 |
| 22301 | Alexandria | City of Alexandria | 131 | $1.8 million | 112 |
| 22443 | Colonial Beach | Westmoreland | 130 | $4.8 million | 12 |
| 23321 | Chesapeake | Chesapeake (city) | 129 | $882,511 | 4 |
| 23128 | North | Mathews | 125 | $2.7 million | 1 |
| 20111 | Manassas | Manassas Park (city) | 125 | $1.2 million | 20 |
| 24016 | Roanoke | Roanoke (city) | 124 | $4.1 million | 1 |
| 23324 | Chesapeake | Chesapeake (city) | 124 | $1.4 million | 4 |
| 23434 | Suffolk | City of Suffolk | 120 | $2.1 million | 11 |
| 24015 | Roanoke | Roanoke (city) | 117 | $3.0 million | 13 |
| 24450 | Lexington | Lexington (city) | 113 | $1.4 million | 8 |
| 22191 | Woodbridge | Prince William | 112 | $2.9 million | 15 |
| 24540 | Danville | Danville (city) | 110 | $3.7 million | 62 |
| 23440 | Tangier | Accomack | 109 | $1.2 million | 11 |
| 23066 | Gwynn | Mathews | 108 | $1.2 million | 1 |
| 23219 | Richmond | City of Richmond | 108 | $2.4 million | 0 |
| 22042 | Falls Church | Fairfax | 106 | $2.4 million | 39 |
| 22835 | Luray | Page | 106 | $2.2 million | 3 |
| 23513 | Norfolk | Norfolk (city) | 104 | $683,436 | 11 |
| 24179 | Vinton | Roanoke | 101 | $1.5 million | 7 |
| 23457 | Virginia Beach | Virginia Beach (city) | 95 | $951,006 | 25 |
| 24013 | Roanoke | Roanoke (city) | 94 | $1.4 million | 0 |
| 23430 | Smithfield | Isle of Wight | 94 | $1.3 million | 8 |
| 24219 | Big Stone Gap | Wise | 91 | $543,938 | 1 |
| 23834 | Colonial Heights | Colonial Heights (city | 89 | $1.4 million | 9 |
| 24555 | Glasgow | Rockbridge | 89 | $1.1 million | 0 |
| 24127 | New Castle | Craig | 89 | $1.1 million | 3 |
| 22560 | Tappahannock | Essex | 87 | $1.3 million | 4 |
| 22554 | Stafford | Stafford | 87 | $677,391 | 23 |
| 23181 | West Point | King William | 86 | $2.2 million | 2 |
| 24012 | Roanoke | Roanoke (city) | 85 | $652,162 | 9 |
| 24422 | Clifton Forge | Alleghany | 84 | $1.0 million | 1 |
| 22482 | Kilmarnock | Lancaster | 84 | $925,815 | 4 |
| 23803 | Petersburg | Petersburg (city) | 83 | $2.0 million | 27 |
| 24279 | Pound | Wise | 80 | $544,243 | 12 |
| 22309 | Alexandria | Fairfax | 80 | $362,529 | 20 |
| 22207 | Arlington | Arlington | 79 | $842,374 | 41 |
| 23228 | Henrico | Henrico | 79 | $1.3 million | 6 |
| 23226 | Richmond | Henrico | 78 | $1.0 million | 10 |
| 23601 | Newport News | Newport News (city) | 77 | $577,734 | 4 |
| 22101 | Mc Lean | Fairfax | 76 | $861,130 | 39 |
| 24541 | Danville | Danville (city) | 76 | $1.6 million | 26 |
| 22046 | Falls Church | Falls Church (city) | 75 | $446,906 | 33 |
| 24066 | Buchanan | Botetourt | 75 | $2.0 million | 0 |
| 23435 | Suffolk | City of Suffolk | 74 | $1.4 million | 0 |
| 23223 | Richmond | City of Richmond | 73 | $1.6 million | 11 |
| 22305 | Alexandria | City of Alexandria | 73 | $564,324 | 24 |
| 24085 | Eagle Rock | Botetourt | 73 | $1.0 million | 6 |
| 23421 | Parksley | Accomack | 72 | $923,367 | 11 |
| 23602 | Newport News | Newport News (city) | 71 | $357,142 | 7 |
| 23045 | Diggs | Mathews | 68 | $1.0 million | 1 |
| 22812 | Bridgewater | Rockingham | 66 | $941,590 | 2 |
| 24590 | Scottsville | Albemarle | 66 | $797,732 | 1 |
| 23130 | Onemo | Mathews | 66 | $1.1 million | 1 |
| 22503 | Lancaster | Lancaster | 66 | $741,272 | 2 |
| 24230 | Coeburn | Wise | 65 | $803,267 | 8 |
| 24162 | Shawsville | Montgomery | 64 | $493,745 | 6 |
| 23523 | Norfolk | Norfolk (city) | 64 | $386,331 | 2 |
| 24401 | Staunton | Staunton (city) | 62 | $937,774 | 20 |
| 23805 | Petersburg | Petersburg (city) | 62 | $305,993 | 10 |
| 23125 | New Point | Mathews | 61 | $797,720 | 0 |
| 24502 | Lynchburg | Lynchburg (city) | 59 | $1.4 million | 18 |
| 24620 | Hurley | Buchanan | 58 | $996,585 | 12 |
| 24639 | Raven | Buchanan | 58 | $1.1 million | 11 |
| 24273 | Norton | Norton (city) | 57 | $425,188 | 13 |
| 22030 | Fairfax | Fairfax (city) | 57 | $602,159 | 10 |
| 24055 | Bassett | Henry | 57 | $1.1 million | 10 |
| 24319 | Chilhowie | Smyth | 56 | $447,881 | 12 |
| 23325 | Chesapeake | Chesapeake (city) | 55 | $430,911 | 3 |
| 24293 | Wise | Wise | 54 | $494,219 | 9 |
| 23229 | Henrico | Henrico | 54 | $346,076 | 9 |
| 22824 | Edinburg | Shenandoah | 54 | $1.1 million | 1 |
| 24089 | Fieldale | Henry | 54 | $800,203 | 3 |
| 24354 | Marion | Smyth | 53 | $330,765 | 12 |
| 23163 | Susan | Mathews | 52 | $693,210 | 0 |
| 22405 | Fredericksburg | Stafford | 52 | $535,603 | 9 |
| 22827 | Elkton | Rockingham | 51 | $421,821 | 1 |
| 22308 | Alexandria | Fairfax | 51 | $190,825 | 19 |
| 23225 | Richmond | City of Richmond | 51 | $574,578 | 11 |
| 23901 | Farmville | Prince Edward | 51 | $752,489 | 10 |
| 23076 | Hudgins | Mathews | 50 | $476,623 | 0 |
| 22460 | Farnham | Richmond | 50 | $1.2 million | 4 |
Check any address, free.
Official FEMA flood zone, elevation and claims history for one property.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.