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Flood history · Hampton, VA 23666

Flood insurance claims in Hampton, VA 23666

1,471 claims since 1978 and $23.6 million paid. Here's what the public record shows, and how to check a specific address.

1,471flood insurance claims since 1978
$23.6 millionpaid to policyholders
$18,358average paid claim
26claims in the last 10 years
9%of claims outside high-risk zones
#7of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 23666 since 1978.

1978: 3 claims1982: 2 claims1983: 1 claims1987: 1 claims1989: 2 claims1991: 1 claims1996: 5 claims1998: 30 claims1999: 175 claims2000: 3 claims2002: 5 claims2003: 434 claims2004: 11 claims2005: 7 claims2006: 116 claims2007: 1 claims2008: 1 claims2009: 331 claims2010: 14 claims2011: 58 claims2012: 99 claims2014: 45 claims2015: 4 claims2016: 96 claims2017: 1 claims2018: 5 claims2019: 1 claims2020: 11 claims2021: 3 claims2022: 2 claims2024: 3 claims19801990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Isabel, accounts for 29% of claims.

26 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Hampton, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Isabel200343129%
November 2009 Nor'easter200932422%
Hurricane Floyd199917112%
Tropical Storm Ernesto20061067%
Hurricane Matthew2016936%
Hurricane Irene2011574%

Flood zone at time of claim

High-risk zones (A, V)91% · 1,336
Moderate or minimal risk (X, B, C)9% · 134
Zone not recorded0% · 1

NFIP communities

Hampton, City OfCRS class 7 · up to 15% off
York County *CRS class 7 · up to 15% off

Federal disaster declarations in Hampton (city) County

Flood, hurricane and storm declarations since 2000.

Hurricane FlorenceHurricane · Major disaster · 2018-10-15
Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane MatthewHurricane · Major disaster · 2016-11-02
Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane IreneHurricane · Emergency · 2011-08-26

9 flood, storm or hurricane declarations for Hampton (city) County since 2000.

Check a specific address in Hampton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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