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Flood history · Falls Church, VA 22042

Flood insurance claims in Falls Church, VA 22042

106 claims since 1978 and $2.4 million paid. Here's what the public record shows, and how to check a specific address.

106flood insurance claims since 1978
$2.4 millionpaid to policyholders
$31,385average paid claim
39claims in the last 10 years
29%of claims outside high-risk zones
#83of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 22042 since 1978.

1978: 1 claims1979: 2 claims1985: 1 claims1989: 2 claims1990: 1 claims1996: 1 claims1997: 1 claims1999: 1 claims2003: 5 claims2004: 1 claims2005: 2 claims2006: 10 claims2008: 1 claims2009: 1 claims2010: 1 claims2011: 31 claims2012: 2 claims2013: 2 claims2016: 1 claims2018: 2 claims2019: 23 claims2020: 7 claims2021: 6 claims2023: 1 claims19801990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 2% of claims.

Flooding here is recent: 39 claims (37%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Fairfax County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201222%
Unnamed flooding198522%
Tropical Storm Ivan200411%
Tropical Storm Fred202111%
Hurricane Irene201111%

Flood zone at time of claim

High-risk zones (A, V)71% · 75
Moderate or minimal risk (X, B, C)29% · 31

NFIP communities

Fairfax County *CRS class 5 · up to 25% off
Falls Church, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Fairfax County

Flood, hurricane and storm declarations since 2000.

Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane SandyHurricane · Emergency · 2012-10-29
The Remnants Of Tropical Storm LeeSevere Storm · Major disaster · 2011-11-17
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2006-07-13
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-12
Hurricane IsabelHurricane · Major disaster · 2003-09-18

8 flood, storm or hurricane declarations for Fairfax County since 2000.

Check a specific address in Falls Church.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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