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Flood history · Dunnsville, VA 22454

Flood insurance claims in Dunnsville, VA 22454

138 claims since 1985 and $3.7 million paid. Here's what the public record shows, and how to check a specific address.

138flood insurance claims since 1985
$3.7 millionpaid to policyholders
$30,959average paid claim
1claims in the last 10 years
14%of claims outside high-risk zones
#65of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 22454 since 1978.

1985: 10 claims1996: 17 claims1998: 6 claims1999: 1 claims2003: 52 claims2004: 3 claims2006: 44 claims2009: 3 claims2015: 1 claims2023: 1 claims1990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

Losses are spread across many events; the largest, Hurricane Isabel, accounts for 36% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Isabel20035036%
Tropical Storm Ernesto20064130%
Unnamed flooding19851612%
Hurricane Fran19961612%
November 2009 Nor'easter200921%
Tropical Storm Ophelia202311%

Flood zone at time of claim

High-risk zones (A, V)79% · 109
Moderate or minimal risk (X, B, C)13% · 18
Zone not recorded8% · 11

NFIP communities

Essex County *Participates in the NFIP

Federal disaster declarations in Essex County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2022-03-11
Tropical Storm MichaelHurricane · Major disaster · 2018-12-18
Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane SandyHurricane · Major disaster · 2012-11-26
Hurricane SandyHurricane · Emergency · 2012-10-29
The Remnants Of Tropical Storm LeeSevere Storm · Major disaster · 2011-11-17

12 flood, storm or hurricane declarations for Essex County since 2000.

Check a specific address in Dunnsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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