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Flood history · Petersburg, VA 23805

Flood insurance claims in Petersburg, VA 23805

62 claims since 1979 and $305,993 paid. Here's what the public record shows, and how to check a specific address.

62flood insurance claims since 1979
$305,993paid to policyholders
$7,650average paid claim
10claims in the last 10 years
47%of claims outside high-risk zones
#126of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 23805 since 1978.

1979: 1 claims1982: 1 claims1983: 1 claims1985: 1 claims1988: 1 claims1991: 1 claims1996: 4 claims1997: 1 claims1998: 1 claims1999: 13 claims2001: 1 claims2003: 7 claims2006: 3 claims2008: 3 claims2009: 1 claims2011: 3 claims2013: 3 claims2015: 4 claims2016: 2 claims2017: 1 claims2021: 3 claims2022: 1 claims2023: 1 claims2024: 1 claims2025: 3 claims19801990200020102020

What the record says

About 47% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 21% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd19991321%
Hurricane Isabel2003610%
Unnamed flooding199835%
Hurricane Irene201135%
Tropical Storm Bill201535%
Hurricane Fran199623%

Flood zone at time of claim

High-risk zones (A, V)50% · 31
Moderate or minimal risk (X, B, C)44% · 27
Zone not recorded6% · 4

NFIP communities

Petersburg, City OfParticipates in the NFIP

Federal disaster declarations in Petersburg (city) County

Flood, hurricane and storm declarations since 2000.

Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-12
Severe Storms, Flooding And Tornadoes Associated W Td GastonSevere Storm · Major disaster · 2004-09-03
Hurricane IsabelHurricane · Major disaster · 2003-09-18

7 flood, storm or hurricane declarations for Petersburg (city) County since 2000.

Check a specific address in Petersburg.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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