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Flood history · Colonial Heights, VA 23834

Flood insurance claims in Colonial Heights, VA 23834

89 claims since 1979 and $1.4 million paid. Here's what the public record shows, and how to check a specific address.

89flood insurance claims since 1979
$1.4 millionpaid to policyholders
$22,334average paid claim
9claims in the last 10 years
19%of claims outside high-risk zones
#91of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 23834 since 1978.

1979: 9 claims1980: 2 claims1982: 1 claims1984: 7 claims1985: 1 claims1987: 1 claims1992: 1 claims1999: 19 claims2000: 1 claims2003: 26 claims2004: 6 claims2006: 4 claims2007: 1 claims2009: 1 claims2018: 3 claims2019: 1 claims2020: 3 claims2021: 2 claims19801990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 21% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd19991921%
Hurricane Isabel20031416%
November 2009 Nor'easter200911%
Hurricane Michael201811%
Hurricane Florence201811%
Unnamed flooding198511%

Flood zone at time of claim

High-risk zones (A, V)78% · 69
Moderate or minimal risk (X, B, C)18% · 16
Zone not recorded4% · 4

NFIP communities

Colonial Heights, City OfParticipates in the NFIP
Chesterfield County *Participates in the NFIP

Federal disaster declarations in Colonial Heights (city County

Flood, hurricane and storm declarations since 2000.

Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-12
Severe Storms, Flooding And Tornadoes Associated W Td GastonSevere Storm · Major disaster · 2004-09-03
Hurricane IsabelHurricane · Major disaster · 2003-09-18

7 flood, storm or hurricane declarations for Colonial Heights (city County since 2000.

Check a specific address in Colonial Heights.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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