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Flood history · Tangier, VA 23440

Flood insurance claims in Tangier, VA 23440

109 claims since 1984 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

109flood insurance claims since 1984
$1.2 millionpaid to policyholders
$14,080average paid claim
11claims in the last 10 years
11%of claims outside high-risk zones
#80of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 23440 since 1978.

1984: 1 claims1991: 3 claims1996: 1 claims1998: 1 claims1999: 17 claims2002: 1 claims2003: 29 claims2004: 2 claims2005: 2 claims2006: 26 claims2009: 4 claims2011: 3 claims2012: 8 claims2017: 1 claims2018: 1 claims2021: 8 claims2023: 1 claims1990200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

Losses are spread across many events; the largest, Hurricane Isabel, accounts for 26% of claims.

11 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Isabel20032826%
Tropical Storm Ernesto20062422%
Hurricane Floyd19991716%
Hurricane Sandy201287%
November 2009 Nor'easter200944%
Hurricane Irene201133%

Flood zone at time of claim

High-risk zones (A, V)85% · 93
Moderate or minimal risk (X, B, C)11% · 12
Zone not recorded4% · 4

NFIP communities

Tangier, Town OfParticipates in the NFIP

Federal disaster declarations in Accomack County

Flood, hurricane and storm declarations since 2000.

Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane SandyHurricane · Major disaster · 2012-11-26
Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane IreneHurricane · Emergency · 2011-08-26
Tropical Depression Ernesto, Severe Storms And FloodingSevere Storm · Major disaster · 2006-09-22

9 flood, storm or hurricane declarations for Accomack County since 2000.

Check a specific address in Tangier.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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