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Flood history · Scottsville, VA 24590

Flood insurance claims in Scottsville, VA 24590

66 claims since 1978 and $797,732 paid. Here's what the public record shows, and how to check a specific address.

66flood insurance claims since 1978
$797,732paid to policyholders
$13,754average paid claim
1claims in the last 10 years
8%of claims outside high-risk zones
#119of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 24590 since 1978.

1978: 2 claims1979: 1 claims1985: 26 claims1987: 32 claims1992: 1 claims1996: 2 claims2009: 1 claims2018: 1 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Unnamed flooding accounts for 71% of all claims in this ZIP code.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19854771%
Hurricane Florence201812%
Hurricane Fran199612%

Flood zone at time of claim

High-risk zones (A, V)88% · 58
Moderate or minimal risk (X, B, C)8% · 5
Zone not recorded5% · 3

NFIP communities

Scottsville, Town OfParticipates in the NFIP

Federal disaster declarations in Albemarle County

Flood, hurricane and storm declarations since 2000.

Tropical Storm HeleneTropical Storm · Major disaster · 2024-10-01
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2022-03-11
Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane SandyHurricane · Emergency · 2012-10-29
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-07-27
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-12

8 flood, storm or hurricane declarations for Albemarle County since 2000.

Check a specific address in Scottsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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