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Flood history · Shawsville, VA 24162

Flood insurance claims in Shawsville, VA 24162

64 claims since 1978 and $493,745 paid. Here's what the public record shows, and how to check a specific address.

64flood insurance claims since 1978
$493,745paid to policyholders
$8,977average paid claim
6claims in the last 10 years
25%of claims outside high-risk zones
#123of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 24162 since 1978.

1978: 1 claims1979: 9 claims1983: 2 claims1985: 13 claims1989: 4 claims1992: 4 claims1996: 9 claims2003: 3 claims2004: 6 claims2013: 2 claims2015: 5 claims2018: 4 claims2020: 1 claims2024: 1 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 19% of claims.

6 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19851219%
Hurricane Fran1996914%
Tropical Storm Ivan200458%
October severe storms201558%
Hurricane Florence201835%
Hurricane Michael201812%

Flood zone at time of claim

High-risk zones (A, V)69% · 44
Moderate or minimal risk (X, B, C)23% · 15
Zone not recorded8% · 5

NFIP communities

Montgomery County *Participates in the NFIP

Federal disaster declarations in Montgomery County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storms And FloodingSevere Storm · Major disaster · 2025-04-04
Tropical Storm HeleneTropical Storm · Major disaster · 2024-10-01
Post-Tropical Cyclone HeleneTropical Storm · Emergency · 2024-09-29
Tropical Storm MichaelHurricane · Major disaster · 2018-12-18
Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane SandyHurricane · Emergency · 2012-10-29

11 flood, storm or hurricane declarations for Montgomery County since 2000.

Check a specific address in Shawsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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