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Flood history · Onemo, VA 23130

Flood insurance claims in Onemo, VA 23130

66 claims since 1996 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

66flood insurance claims since 1996
$1.1 millionpaid to policyholders
$19,820average paid claim
1claims in the last 10 years
0%of claims outside high-risk zones
#120of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 23130 since 1978.

1996: 1 claims1998: 3 claims2003: 31 claims2004: 1 claims2006: 11 claims2009: 10 claims2011: 5 claims2012: 1 claims2014: 1 claims2015: 1 claims2022: 1 claims200020102020

What the record says

Almost all claims here (100%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Isabel accounts for 47% of all claims in this ZIP code.

1 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Isabel20033147%
Tropical Storm Ernesto20061117%
November 2009 Nor'easter20091015%
Hurricane Irene201158%
Unnamed flooding199835%
Hurricane Ian202212%

Flood zone at time of claim

High-risk zones (A, V)97% · 64
Zone not recorded3% · 2

NFIP communities

Mathews County*Participates in the NFIP

Federal disaster declarations in Mathews County

Flood, hurricane and storm declarations since 2000.

Hurricane FlorenceHurricane · Major disaster · 2018-10-15
Hurricane FlorenceHurricane · Emergency · 2018-09-11
Hurricane SandyHurricane · Major disaster · 2012-11-26
Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane IreneHurricane · Emergency · 2011-08-26

9 flood, storm or hurricane declarations for Mathews County since 2000.

Check a specific address in Onemo.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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