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Flood history · Grundy, VA 24614

Flood insurance claims in Grundy, VA 24614

191 claims since 1978 and $2.1 million paid. Here's what the public record shows, and how to check a specific address.

191flood insurance claims since 1978
$2.1 millionpaid to policyholders
$14,581average paid claim
20claims in the last 10 years
26%of claims outside high-risk zones
#53of 741 Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 24614 since 1978.

1978: 15 claims1979: 20 claims1981: 1 claims1982: 6 claims1983: 1 claims1984: 93 claims1987: 1 claims1989: 2 claims1990: 1 claims2002: 10 claims2003: 18 claims2005: 1 claims2010: 1 claims2013: 1 claims2020: 3 claims2025: 17 claims19801990200020102020

What the record says

74% of claims were on properties in high-risk zones and 26% outside them.

One event dominates the record: Unnamed flooding accounts for 48% of all claims in this ZIP code.

20 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19849248%

Flood zone at time of claim

High-risk zones (A, V)35% · 67
Moderate or minimal risk (X, B, C)12% · 23
Zone not recorded53% · 101

NFIP communities

Buchanan County*Participates in the NFIP
Grundy, Town OfParticipates in the NFIP

Federal disaster declarations in Buchanan County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storms And FloodingSevere Storm · Major disaster · 2025-04-04
Tropical Storm HeleneTropical Storm · Major disaster · 2024-10-01
Post-Tropical Cyclone HeleneTropical Storm · Emergency · 2024-09-29
Flooding And MudslidesSevere Storm · Major disaster · 2022-09-30
Flooding, Landslides, And MudslidesFlood · Major disaster · 2021-10-26
Hurricane FlorenceHurricane · Emergency · 2018-09-11

14 flood, storm or hurricane declarations for Buchanan County since 2000.

Check a specific address in Grundy.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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